Search Results for: invest

A policy for auto insurance may appear to have complicated clauses and unfamiliar terminology. Sometimes it can be confusing. This article will help you understand the most important terms that insurance agents use. Clear understanding of all terms will make your car insurance decisions easier. You will pay more for premiums if you have a clean driving record. […]

Insurers, regulators, law enforcement officers, and legislators have spent significant resources over the years to combat health care fraud. Based on annual estimates, however, it appears that the problem persists despite all the reported efforts. This could indicate that healthcare fraud is on the rise and cannot be stopped. Our health system is infested by health […]

You are an actuary, or another insurance professional and need to file rate changes with the State Departments of Insurance. You are limited on time so it is important that the state approves your rate changes immediately. This scenario is something I’ve been involved in for over 15 years. When filing rate files, my goal is to […]

You may need special coverage called SR22 if you have been identified by the Motor Vehicle Department as a high-risk driver. SR22 is proof that you have sufficient insurance to legally drive after a major driving offense. You should ask the Motor Vehicle Department if you are eligible for SR22 coverage. Common reasons include a DUI, DWI, […]

People tend to only consider life insurance when they reach their senior years. This means they might miss out on coverage and premiums that are cheaper when they’re younger. A lifetime of coverage may be available with the best life insurance that can adjust to your changing needs. Life insurance is a valuable part of financial planning if you […]

If you are in the market for life insurance, you may have heard of “endowment life insurance.” But what is endowment life insurance exactly? Endowment life insurance is a type of policy that combines a death benefit with an investment component. Unlike term policies, which only provide a death benefit and no other benefits, endowment […]

When you’re involved in an auto accident and your car is totaled, chances are you’ll be wondering how much the insurance company will give you for it. Unfortunately, the process can be confusing and overwhelming, especially if you don’t know what to expect. In this blog post, we’ll break down the process of getting reimbursed […]

Insurance companies have always recommended that you monitor your credit score to save money on car insurance. The reason for this is that nearly 90% of insurance companies use “Risk scores” to decide who they will issue a policy, with more than 50% using these scores to determine their premiums. According to the insurance industry, there is […]

Keep calm I get that you are upset. You don’t want the problem to become about you and not the disagreement you are trying to solve. Ask for what you want from the company, and do so calmly and politely. Keep track of who you speak to, what they say, when and how you did it as you […]

A bill that President Bush had signed one year earlier was made law on Dec. 22, 2007. It required the notification of serious adverse events (SAEs) to be done for all dietary supplements sold or consumed in the United States. It also established alternative requirements that required the business whose name appears on the label to keep […]