Search Results for: invest

Let’s start with the most basic question. What is the purpose of insurance policies? Are you buying insurance to cover the loss of an asset insured or for investment purposes? Is it for all three? It could be for all three. Which is the best way to approach insurance? Insurance policies are only meant to be used for insurance purposes. This […]

Auto insurance for business vehicles covers your company against financial liability in the event that you are involved in an accident. Your entire business could be at risk if you don’t have the right insurance. When choosing the right auto insurance policy for your business vehicles, there are many things to consider. Each should be discussed […]

When they focus on traditional marketing methods, insurance agents aren’t playing the numbers. Agents, both seasoned and new, will not have the option of investing in cutting-edge strategies without being proven. Direct Mail Phone dialers Fax blasting Post cards Seminars These techniques may give agents options but they don’t put them in front prospects who want […]

I’ve read thousands of books and articles on financial planning. I’m still stunned at the number of books and articles that mislead people about which type of life insurance they should purchase. Many self-proclaimed experts will tell you to rent your term life insurance instead of buying permanent insurance (cash value). It’s a simple idea. Is it […]

Until January 2010, vehicles in the UK were divided into one among 20 insurance groups. The system was expanded to 50 groups in order to allow cars to be classified with greater precision. Insurance companies consider your car to be less risk if it is in a lower group than its previous classification. A car rated 12 would […]

You may have heard of the FDIC before, but what is it and does Icici Bank fall under its protection? The FDIC is the Federal Deposit Insurance Corporation, and it’s a government agency that protects consumers’ deposits in banks and financial institutions in the event of a failure. So, if your bank were to fold, […]

Durham is home to more 321,000 residents , making it one of the most populous cities in North Carolina. The current average homeownership rate is 65.8%, but 54% of the residents own a home. The majority of those who own a home will purchase insurance to protect their home. Rates for homeowners insurance in Durham are lower than […]

If you’re a homeowner in California, you may be wondering what to do if your homeowners insurance has been cancelled or non-renewed. Homeowners insurance is not required by law in California, but your mortgage lender will probably require you to have it. There are a number of reasons why your homeowners insurance might be cancelled […]

Many people believe that if they have an act of God insurance claim, their insurance company cannot drop them. Unfortunately, this is not always the case. Here, we will explore what an act of God insurance claim is and whether or not your insurance company can drop you for making one.  What is an Act […]

The health insurance industry in the United States is a behemoth. In 2019, the top 10 largest health insurance companies in the US took in a combined total of over $1.2 trillion in revenue. That’s a lot of money! But who regulates this industry and makes sure that these companies are behaving themselves? In this […]