Search Results for: invest

Best cheap homeowners insurance in Philadelphia

Philadelphia residents recently faced a storm of extreme cold which froze pipes, damaged trees and damaged gardens. Home insurance covers repairs to a range of hazards, including snow and ice. For a $250,000 home, the average home insurance rate in Philadelphia is $1,151 annually. You can beat the average by knowing which companies offer affordable home insurance Philadelphia premiums. The best home insurance companies […]

USAA vs AAA: car insurance comparison

USAA was established in 1922 by a group made up of military officers who wanted to insure their cars. USAA is a member-only insurer that only deals with military personnel and their families. USAA was ranked fifth in the 2020 National Association of Insurance Commissioners survey on auto insurance premiums. It also held a 6% market share. AAA memberships are only […]

The Equity Indexed Annuity Explained – Rates, Caps, Returns and Yields – How Does it Work?

Investors are now looking for security and safety more than ever after the stock market correction of 1999-2002. Many variable annuity and brokerage accounts have not been able to recover their losses over the past four years. Many investors had been counting on these funds to provide income in retirement. The equity indexed annuity (or EIA) was […]

Payment Protection – What’s All The Fuss?

You’ll have noticed a lot of commentary in the UK media over the problems with Payment Protection Insurance. We believe the problem isn’t so much what insurance does but how it’s sold. Payment Protection Insurance protects borrowers from being unable to pay their debts due to income loss, illness, or accident. Although the basic concept of insurance […]

Car ownership for DACA and undocumented citizens

In the United States, where driving and traffic are so commonplaces, it’s very easy to take a driver’s license as a given. DACA recipients and those without a social security number may have difficulty obtaining a driver’s license. Homeland Security has extended protections to non-citizens arriving in the United States as children under the Deferred Action for […]

What Everyone Should Know About Their Auto Insurance Policy

A policy for auto insurance may appear to have complicated clauses and unfamiliar terminology. Sometimes it can be confusing. This article will help you understand the most important terms that insurance agents use. Clear understanding of all terms will make your car insurance decisions easier. You will pay more for premiums if you have a clean driving record. […]

Health Care Fraud – The Costly Deception?

Insurers, regulators, law enforcement officers, and legislators have spent significant resources over the years to combat health care fraud. Based on annual estimates, however, it appears that the problem persists despite all the reported efforts. This could indicate that healthcare fraud is on the rise and cannot be stopped. Our health system is infested by health […]

8 Steps to Getting Your Rate Filings Approved – The First Time

You are an actuary, or another insurance professional and need to file rate changes with the State Departments of Insurance. You are limited on time so it is important that the state approves your rate changes immediately. This scenario is something I’ve been involved in for over 15 years. When filing rate files, my goal is to […]