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An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]

Income protection insurance replaces your monthly income in the event you become incapacitated due to illness or an accident. This type of insurance can be a great investment for employees. However, many people feel intimidated by the industry jargon as well as the large selection on the market. We have listed 5 steps that will help you […]

Any type of insurance can save your life. Preparing ahead can help you save money. Although there may be a monthly fee, it is much less than going to the doctor without insurance. Sometimes, a doctor’s visit with no insurance costs more than a year of insurance. If you are purchasing any type of insurance, make sure that […]

Finding the right policy for you can be difficult if you’ve been diagnosed with sleep apnea. When determining rates for life insurance, many factors are considered, such as age and medical conditions. Insurance companies view sleep apnea as a risk because it is relatively common in the U.S. and affects more than 22,000,000 Americans. Other serious health issues like type 2 diabetes, heart disease, […]

Car crashes are a common occurrence that most drivers avoid. However, they can have devastating consequences for all involved. Car accidents can be a minor inconvenience or life-threatening. It could lead to thousands of dollars in medical bills, repairs or even a fatal outcome. Experts recommend that all drivers practice defensive driving. To ensure your safety and that […]

When you purchase goods, it’s important to understand when a buyer has an insurable interest in the goods. An insurable interest is an agreement between a buyer and a seller that guarantees that the buyer will not suffer any financial losses if the goods are damaged or destroyed. This can be a tricky topic for […]

Prior to Obamacare, members of Congress and their staff were covered by private health insurance provided through the Federal Employees Health Benefits Program. Now they must shop for insurance on an Obamacare exchange. We dispel rumors that Congress is somehow exempt from the Affordable Care Act (ACA). We set the record straight. What Do They […]

Swimming pools can be an attractive addition to your home, yet can pose unique insurance considerations. In this article we explore answers to common questions such as, Does home owners insurance cover swimming pools? Pools are generally covered under your other structures limits and liability coverage; however, several factors could impede your eligibility for coverage. […]

Disbarred attorneys face an uphill battle when it comes to getting back into practice. One of the primary challenges is finding malpractice insurance coverage. Without insurance, a disbarred attorney may not be able to find work or even open their own practice. So the question remains: can disbarred attorneys get malpractice insurance? The answer is […]

It can be very stressful to suffer damage to a car you rented. Without the right collision and liability insurance, you could find yourself in a financial crisis. There are many things to consider when settling damages to a rental car. You will typically have insurance when you rent a vehicle. This could be through your car […]