Author Archives: Admin

If you’re an adult with a house, a spouse, kids, or any financial liabilities, and you should consider buying a life insurance policy. You won’t need to worry about what financial burden your loved ones will inherit if you die suddenly. Here at The Simple Dollar, we’re a big fan of term life insurance since it’s affordable to purchase and […]

In response to rising costs of health care, premiums for health insurance have increased dramatically in the last decade. Obamacare, also known as the ACA, has made health insurance more accessible for Americans. It created “exchanges” or health insurance marketplaces and provided subsidies to those with lower incomes. However, most middle-class Americans don’t qualify for subsidies. It […]

All states in the United States, with the exception New Hampshire, require drivers to have liability insurance to legally drive. Although collision and comprehensive coverage is optional for nearly all drivers, they are available. Collision coverage Collision covers damage to your vehicle that results from collisions with objects (e.g. a telephone pole or guard rail, a […]

There are many types of insurance licenses available depending on what type of insurance the agent (potential or already established) wants to sell. After paying a fee, and passing a licensing exam, each state issues insurance licenses. Licenses can be obtained for homeowners and property lines, as well as casualty. Agents can also obtain an insurance license to […]

You can purchase health insurance for yourself and your dependents. If you are an employer, you can also provide coverage for their dependents. Before you finalize your purchase of a family plan for your dependents’ health insurance, make sure they are eligible. Taxes & insurance for dependents Healthcare.gov states that if someone can be counted as […]

You may be unable to find homeowners insurance in an area that is prone to fire. Consider looking at surplus line carriers, private carriers or the state’s plan. It can be difficult to find homeowners insurance in areas where there are frequent fires. In West Coast fire-prone areas, some insurers have stopped renewing or cancelling policies. It […]

Florida-based WellCare focuses its efforts on government-sponsored insurance plans, including Medicare and Medicaid. They have many subsidiaries across the country. The WellCare Medicare review will examine the coverage and plans. To help you choose the right plan for you, we’ll also review WellCare Medicare quotes. Compare quotes before you make a decision about whether you want to purchase WellCare […]

Is Medicare covered for dental implants? Original Medicare does not offer dental coverage. Part A (hospital insurance), and Part B (medical Insurance) do not cover it. While most Medicare Advantage plans (MA) offer some dental coverage, not all plans cover dental implants. Dental implants are part of the prosthodontics branch of dentistry. This includes the creation, manufacturing, and fitting […]

This insurance does not replace life insurance and covers most accidental deaths or injuries. In the event that you are seriously injured or die in an accident such as a car accident, accidental death and dismemberment insurance will kick in. Unfortunately, accidents do occur — they are the third leading cause for death in the United […]

Your home insurance policy can be densely written with legalese and industry jargon. However, it is not something you should ignore. The words on your policy can make all the difference in whether you are fully covered or have to spend thousands of dollars to fix your home. Here are some key terms you should look […]