Author Archives: Admin

No one ever wants to be in an accident. But if you are, the first thing you may be wondering is whether or not you have to accept an insurance settlement. The answer to this question depends on a few factors, including the severity of your accident and the extent of your injuries. If you […]

Blue Cross Blue Shield (BCBS) is one of the most popular health insurance providers in the United States. But what happens if you need to use your BCBS insurance in another state? BCBS is a national company, so theoretically, you should be able to use your insurance in any state. However, there are some caveats. […]

Geico is one of the insurance companies that you can use in order to get your car protected. This company offers different types of coverage, so you can pick the one that best suits your needs. In case you have been involved in an accident, you will probably wonder where to send crash report for […]

You’ve probably heard of life insurance, but what is an Loa in insurance? An Loa, or letter of authority, is a document that gives an insurance company permission to access your medical records. The purpose of this document is to help the insurance company determine if you’re a good candidate for life insurance. In order […]

The average cost of long term care insurance is a question that is often asked but seldom answered in a straightforward manner. The reason for this is that the cost of long term care insurance varies greatly from one individual to the next, and is dependent on a number of factors. In this article, we […]

Dental insurance is vital for anyone who wants to maintain good oral health. But what does maximum benefit mean in dental insurance? This term refers to the most money that your dental insurance company will pay out for any given procedure. For example, if your maximum benefit is $1,000 and a procedure costs $1,200, you […]

Many people believe that the only time you can get health insurance is during open enrollment, but that’s not the case. If you experience a qualifying life event, you may be able to enroll in a plan outside of the regular open enrollment period. In this blog post, we will explore how to get insurance […]

You finally got your hands on those tickets to see your favorite band play live. You’ve been waiting months, maybe even years, for this concert. But then, something happens. An emergency comes up and you can’t go. What do you do? Many people may not know that concert ticket insurance exists. And even if they […]

Flood insurance is a hot topic in Springfield,nj right now. With the recent hurricanes and floods, many homeowners are wondering if they need flood insurance and how much it will cost them. In this blog post, we will explore the basics of flood insurance and how much it will cost you in Springfield,nj. We will […]

Black mold is a type of fungi that can grow in your home if the conditions are right. It’s important to get rid of black mold as soon as you see it because it can cause health problems, especially for people with asthma or allergies. But is black mold covered under homeowners insurance? What is […]