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Mortgage insurance is an expense many homeowners must shoulder, with payments included as part of your monthly mortgage payment and required for most conventional loans with down payments of less than 20%. PMI does not serve your interests; rather, it protects the lender. But you may still find a loan without PMI requirements. What is […]

Selling insurance is an excellent way to generate passive income. Selling final expense life, Medicare policies or home/auto policies can yield significant commissions in the form of long-term contracts that offer significant potential returns. But this career path may not be for everyone – it requires someone with initiative who is prepared to put in […]

Many pet insurers provide free online quotes based on some basic questions, so compare prices across providers with similar deductibles, annual limits and reimbursement levels to find the most cost-effective policy options. Most plans provide coverage for hereditary diseases like heart disease, cruciate ligament issues and hip dysplasia; however, cancer and genetic conditions could become […]

Life insurance is an absolute necessity, yet figuring out exactly how much protection is right for you can be difficult. Since 1992, Ramsey Solutions has helped millions of people take back control of their finances. Our aim is to assist individuals in becoming debt free, building savings and wealth while honing leadership skills. How Much […]

There are various methods for obtaining health insurance. These include private health insurance, job-based coverage, Medicare and Medicaid. Your eligibility may qualify you for a subsidy that helps offset the cost of health insurance premiums based on your annual income. Apply for Medicaid, Children’s Health Plus or NY State of Health any time during the […]

Lenders require full coverage insurance on vehicles that are still being financed as they want to ensure they’re protected, so if you drop any required coverages to save money, lenders may purchase their own policy which often costs significantly more and add it onto the loan balance. Paying Off Your Car When financing a vehicle […]

You’ve probably heard that insurance companies check your credit score when you apply for car insurance. But do car insurance companies really use your credit score to determine how much you should pay in premiums? The truth is, not all car insurance companies check credit scores. Some do while others don’t – it depends on […]

Health insurance is something that all of us need, but the cost to purchase it can vary greatly depending on where you live. From state to state and city to city, the prices for health insurance can be drastically different. So, what state has the cheapest cost to purchase health insurance? In this blog post, […]

In Georgia, a DUI conviction is a serious matter. If you’re convicted of Driving Under the Influence (DUI), there are many consequences that come with the conviction, including increased insurance premiums. But how long does Georgia allow insurance companies to rate a DUI? The answer is not as straightforward as you might think. In this […]

When making online purchases or shipping items, one of the most important considerations is how it will be sent and whether it will be safe. With so many different delivery services out there, it can be hard to know which one to use and if they offer insurance for any damages that may occur during […]