Author Archives: Admin

How to Cancel Travelers Insurance

Travelers customers enjoy many rights, such as receiving clear information regarding their policy and coverage. Customers also have responsibilities, like activating a new car insurance policy before cancelling an old one – to prevent periods of uninsured driving (known as coverage lapses) which could increase future rates. Cancel for Any Reason If you want to […]

How to Provide Health Insurance to Employees

Offering health insurance to employees can give your business an edge and attract and retain top talent, but can also be complicated and time consuming. Your employees must be educated about their options and attend open enrollment meetings, while applications should be submitted directly to insurers and materials such as ID cards distributed. Employee Eligibility […]

Does My Health Insurance Cover Me Abroad?

Many Americans traveling or relocating abroad seek supplemental travel health coverage, while others need annual international health protection coverage. Medical evacuation insurance is essential for living or working abroad, as it covers the high costs of repatriating an injured traveler home. Understand the distinctions between international health and travel medical insurance to find which type […]

Taxes On Cashing Out A Life Insurance Policy

Life insurance policies accumulate tax-deferred, so their cash value can be borrowed or sold without incurring taxes. However, when cashing out your life insurance policy via full surrender, partial surrender, loan repayment or direct withdrawal, the IRS could consider some of that money investment income. Taxes on Investment Gains Many types of life insurance policies […]

How Much Does It Cost To Get A Tooth Pulled Without Insurance?

Without dental insurance, tooth extractions typically cost $75-200 without anesthesia; surgical extractions may incur further expense. Dental savings plans may also help you cut your costs significantly; however, each situation differs and it’s impossible to predict exactly how much the bill will be. Costs of a Simple Extractions Dental procedures can be expensive without dental […]

How Does Whole Life Insurance Work?

Whole life insurance provides a death benefit and cash value that grows at a guaranteed rate, regardless of market fluctuations. Furthermore, whole life policies feature savings components from which you can withdraw funds during your lifetime. Whole life coverage tends to be more costly than term life policies; however, simplified issue and guaranteed issue policies […]