Author Archives: Admin

All registered vehicles are required to have car insurance in most states. While the amount of insurance required varies between states, there are certain mandatory coverages that stay the same in almost all cases. One such coverage is liability coverage. On average, liability-only insurance costs $565 annually. Your liability coverage covers the cost of damages incurred by another […]

Car insurance is required for most U.S. drivers. You may wonder how much you will pay for a policy because it is a mandatory purchase. Although it is impossible to predict how much car insurance will cost you, you can find out what factors affect your car insurance rates. This information will help you determine which individual rating factor may […]

While the average American only spends 2.4% of their annual earnings on car insurance it is $140 per month. This makes sense, so most drivers try to save as much money as possible. There are many ways to lower this expense, regardless of whether you live in an area with the lowest car insurance rates. While finding affordable carriers can be […]

According to the NOAA 2020 was a record year for natural catastrophes. September saw the end of the annual 21-name hurricane list. The remainder of hurricanes were renamed using the Greek alphabet for the second consecutive year. A few hours or a few days of preparation can make a difference to the extent of damage to your […]

When buying a car, people want to be smart. When shopping for a new car, they consider their budget, what the vehicle will cost, how many miles they plan to drive, and the fuel economy. However, not all people consider the cost of insuring the vehicle. Although it may seem like a smart idea to get a great […]

Home insurance providers frequently require an in- and/or outdoor home inspection as part of the application process, in order to identify any issues which might affect coverage or rates. Travelers is one of the largest home insurers in the US, renowned for its wide variety of discounts and excellent customer service. What Is Covered? Before […]

Homeowners insurance rates vary significantly by state, city and ZIP code as well as depending on how much dwelling coverage you purchase and other factors like your claims history. Selecting a higher homeowners insurance deductible can lower your rates, but ensure you have enough savings set aside to cover its payment in case of a […]

Association health plans allow groups and individuals from similar occupations or geographic regions to join together. Plans can either be fully insured through a broker, or self-funded by the association itself. Federal and state regulations place stringent rules on small group plans. These must adhere to ERISA and Affordable Care Act guidelines for small group […]

Insurance agents may receive their compensation either directly from a flat fee payment, or commissions included with your premium payments. Some companies even provide bonuses to top brokers. The Affordable Care Act established quality bonus payments to encourage Medicare Advantage plans to compete for enrollees based on their quality rating, and we estimate these payments […]

Our plans are tailored to address what matters, from quality coverage to caring support. Find one that’s just right for you. New Yorkers can access multiple health insurance options, from free or low-cost public plans like Medicaid and Child Health Plus to coverage through employers or the Marketplace. Get Covered in NYC The Affordable Care […]