Author Archives: Admin

With an average claim frequency of 5.53 per 100 policies, property damages homeowners claim costs $13,687. Are you covered if your home is damaged by a claim? Basic homeowners insurance provides coverage for dwelling, personal property and liability. Like other structures coverage, optional insurance protects structures that are not directly attached to the dwelling. This includes sheds, detached garages, fences, […]

Life insurance is a great way to provide financial security as you age. A life insurance policy can be a valuable financial tool for seniors to pay their mortgage, eliminate debt, and receive supplemental income after they retire. If there is a large inheritance, it may be possible to leave loved ones enough money for funeral costs, estate taxes, […]

Car insurance must be purchased in almost all states. Car insurance provides financial protection in the event of an accident. It also covers you for any accident-related costs. The average cost for full coverage car insurance is $1674 per year or $139.50 per month. However, the cost for car insurance can be very different. Your premiums will be lower if you choose to […]

Washington, D.C. traffic is returning to normal after a decrease in road traffic due to the pandemic. Unfortunately, this means that roads are more congested and there is a greater chance of fatalities and collisions. D.C. has witnessed 17 traffic deaths so far in 2021, compared to the 10 total fatalities last year. Car insurance is essential for most residents of D.C. […]

Your finances are protected from damage by homeowners insurance. You are entering into an agreement when you buy a home insurance policy. You agree to pay your premium in exchange for the insurance company paying for certain covered perils. Knowing your home insurance policy will help you be more prepared for any unexpected damage, and make you feel more […]

My dog Maisie is an angel. The most vicious she gets is when she decides it’s time to attack her bacon ball. Her greatest foe is the doorbell. But just in case a human hand happens to get entangled with the bacon ball mid-chomp or her howls at the door scare someone off the steps […]

Do not let the name fool your eyes. Auto-Owners Insurance provides more coverage than just cars. Because of the variety of coverage options, Auto-Owners Home Insurance is well worth looking into. There are many ways you can save on your premium. The company offers discounts for burglar and fire alarms, and also offers discounts for a history […]

While consumers might pay slightly more than the average for home insurance, Chubb policies include high-end features not offered by other companies. There are also safety-focused discounts and a number of additional features. Chubb is a top-rated homeowners insurance policy because of its low complaints and broad coverage. Chubb home insurance coverage There are many ways […]

If you itemize, premiums, copayments and certain other expenses may be deductible. You may be eligible to deduct Medicare costs such as copayments or premiums if you itemize your income taxes. Unreimbursed medical or dental expenses may be deductible if they exceed 7.5% your adjusted gross income. Part A premiums can be deducted under certain circumstances. […]

You’ll be financially vulnerable if you don’t have enough car insurance. Too much insurance can lead to overpaying. Here are some things to keep in mind. It can be difficult to choose the right amount of auto insurance. Although your state may require some coverage, it is possible to wonder if this is enough or if you need […]