Author Archives: Admin

Any type of insurance can save your life. Preparing ahead can help you save money. Although there may be a monthly fee, it is much less than going to the doctor without insurance. Sometimes, a doctor’s visit with no insurance costs more than a year of insurance. If you are purchasing any type of insurance, make sure that […]

Income protection insurance replaces your monthly income in the event you become incapacitated due to illness or an accident. This type of insurance can be a great investment for employees. However, many people feel intimidated by the industry jargon as well as the large selection on the market. We have listed 5 steps that will help you […]

An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]

Car crashes are a common occurrence that most drivers avoid. However, they can have devastating consequences for all involved. Car accidents can be a minor inconvenience or life-threatening. It could lead to thousands of dollars in medical bills, repairs or even a fatal outcome. Experts recommend that all drivers practice defensive driving. To ensure your safety and that […]

Quartzsite, Arizona is home to just 3700 residents. However, it has been named the Rock Capital of the World, with the largest number of RV boondocking options, attracting millions of tourists each winter. Quartzsite is a part of La Paz County. It has lower than average car insurance rates, with $439 per annum for liability coverage, and […]

Finding the right policy for you can be difficult if you’ve been diagnosed with sleep apnea. When determining rates for life insurance, many factors are considered, such as age and medical conditions. Insurance companies view sleep apnea as a risk because it is relatively common in the U.S. and affects more than 22,000,000 Americans. Other serious health issues like type 2 diabetes, heart disease, […]

Texarkana, Texas is a small town of 37 277. Car insurance costs in Texas, Texarkana are $493 per year for minimum coverage and $1,747 for full coverage. Texas requires that all drivers have minimum coverage. Drivers without insurance can be subject to fines of $260 – $470 as well as suspension of driver’s license. Drivers looking for the cheapest car […]

Hamtramck in Michigan is home to 22,423 people, 6,777 households, and 4,615 family members. Hamtramck lies approximately five miles from Detroit’s center. Hamtramck’s western border is bounded by Interstate 75 Freeway, while its southern border is bounded by Interstate I-94. Hamtramck’s average annual car insurance rate is high at $2,153 for minimal coverage and $5,101 full coverage. The current Michigan […]

A life insurance provider evaluates applications for policies and attempts to determine the risk of each applicant. The risk factors include age, medical condition, and, in certain cases, lifestyle choices. If an insurer discovers that your lifestyle choices could have a negative impact on your health (e.g. smoking or alcohol consumption), they might offer you a higher premium, […]

Some people are uncomfortable about seeking compensation if they get hurt at the home of a friend or in a favorite restaurant. To recover damages, most people assume that they will have to sue the owner of the property, which could be a friend, family member or small business owner. Many premises liability claims can be covered […]