Author Archives: Admin

Although life insurance proceeds are not generally taxable as income they can be subject to tax as part of your estate if it exceeds the federal and state exemptions. If you choose to dispose of your policy via a settlement or surrender it to your insurer, you may be subject to income and capital gains tax. […]

It’s affordable, making it a great option for renters to have some renters insurance protection. Renters insurance is something that many owners need. Lemonade, a start-up insurance company, and household-name insurers offer renters insurance coverage. They provide many of the same benefits as house owners insurance. This includes protection from personal liability and protection against being […]

What is the cost of therapy? You’re not alone if you are struggling to decide whether you should get therapy. We answer your questions about the costs of therapy that might have prevented you from seeking the help that you need. You shouldn’t let costs stop you from getting the help and resources that you need. We […]

“Picture this: you’re sitting in your car, fumbling through your glove compartment for your insurance card while the officer stands impatiently outside. You can’t help but wonder – do I even have to give them my ex’s insurance information? Well, worry no more! In this blog post, we’ll explore whether or not you’re legally required […]

Are you curious about how employers provide health insurance for their employees? Well, wonder no more! In today’s blog post, we’ll be discussing the different payment methods that employers use to offer healthcare coverage. It’s important to understand these options because they can affect your out-of-pocket expenses and overall benefits as an employee. So, let’s […]

Are you tired of paying too much for car insurance? Are you wondering if there is a way to save some extra cash while still being protected on the road? Well, we’ve got good news! In this post, we’ll break down all the different factors that affect car insurance rates and reveal which types of […]

Congratulations on your new car purchase! It’s an exciting time, and you’re probably eager to hit the road. But before you do, make sure you have one important thing in place: car insurance. In this blog post, we’ll answer a common question among new car owners – how long do you have to get insurance […]

Health insurance is a hot topic these days, with plenty of debates raging over the individual mandate and whether or not it’s constitutional. Whether you’re a die-hard supporter of Obamacare or a staunch opponent, there’s one question that everyone seems to be asking: is it against the law not to have health insurance? In this […]

Are you a business owner wondering whether or not you need workman’s comp insurance? Or are you an employee who’s curious about what it is and how it can protect you in the event of a workplace injury? Whatever your situation may be, we’re here to provide some clarity on this important topic. Workman’s comp […]

Are you one of the many people who have received an insurance payout and are now wondering if you need to pay taxes on it? You’re not alone! The taxation of insurance payouts can be a confusing topic, with different rules for different types of insurance policies. In this blog post, we’ll break down everything […]