Author Archives: Admin

Auto Insurance for Teenagers

Teens and young adults can have a difficult time getting car insurance. Teenage drivers are considered high-risk for many reasons. They can expect to pay more than adults for insurance. Most teens will choose to add to their parents’ insurance policy. Although the savings can be significant, it also increases the risk for the parents and their insurance. There […]

How To Avoid Increases to Limousine Commercial Insurance

How can a limousine business lower their annual insurance costs? It is important to look at your company as an insurance underwriter would. This will help you understand the strengths and areas for improvement. Safety, maintenance and training are the main areas to focus on. It shows a high level of responsibility and diligence to ensure […]

Best cheap car insurance in Boise

6,894 crashes were recorded in 2017. Ada County, Idaho drivers should ensure they have a solid car insurance policy before driving. It can be difficult to find the right policy for you. However, knowing more about Idaho car insurance can help you make informed decisions. For a minimum coverage policy, the annual average premium is $337 and for full […]

Best car insurance in South Dakota

In South Dakota, there are currently 638.428 licensed drivers. There are many car accidents every day due to the sheer number of drivers on the roads. According to the South Dakota Department of Public Safety there were 17512 traffic accidents in 2016, causing $103 million worth of property damage. Despite this being a daunting number, it has been decreasing since 2015. A […]

Can A Hospital Refuse To Treat A Patient Without Insurance?

An emergency department must treat all patients presenting with life-threatening emergencies or in active labor regardless of their ability to pay, according to EMTALA regulations. Hospitals found violating EMTALA can face fines in excess of $70,000 as well as lose Medicare/Medicaid funding for repeated violations. As an individual in the United States, each person has […]

What Is Own Occupation Disability Insurance?

Own occupation disability policies define being disabled as being unable to perform the material and substantial duties associated with one’s regular occupation, regardless of any transitional provisions within a policy. This could either be defined strictly as own occupation disability or transitionally as own occupation disability. Skilled workers requiring physical requirements typically opt for own-occ […]

What Does Comprehensive Cover On Car Insurance?

Comprehensive or “other than collision” coverage assists in covering damage caused by events outside of a collision, such as flooding and tornadoes or falling objects like tree limbs. It provides relief against such costs. Collision coverage provides more comprehensive protection. However, theft and vandalism coverage costs more. Damage from Natural Disasters With recent extreme weather […]