Author Archives: Admin

Filing a claim may affect your premium; however, filing is still an important way of protecting both property and belongings. Don’t let that stop you from filing when necessary to safeguard both. Remember that any claims on your record could include not only those you file yourself, but also any filed by previous tenants at […]

Cataract surgery is an increasingly common medical procedure that helps improve vision in those suffering from cataracts. Unfortunately, however, cataract surgeries are costly; Medicare beneficiaries frequently incur out-of-pocket expenses for their procedures. At cataract surgery, your surgeon makes small incisions in your eye before using ultrasound waves to break up and suction out cloudy lenses […]

State Farm is one of the country’s leading auto insurers, offering various coverage options, discounts and services at competitive rates. They boast a high customer satisfaction rating from third-party sources. State Farm also offers additional discounts, including its Drive Safe & Save usage-based program and Steer Clear discounts for new drivers. Furthermore, State Farm provides […]

If you want to buy life insurance on someone who is dying, there are a few different strategies you could pursue. But for an impartial viewpoint and proper guidance it is vitally important to speak with an independent fee-only fiduciary financial advisor first. Keep in mind that any attempt at concealing information or lying on […]

Whole life insurance provides coverage that lasts the entirety of an insured person’s lifetime and provides guaranteed death benefits and premiums that don’t fluctuate over time. Universal life insurance provides greater flexibility when it comes to premium payments, making this an attractive solution for individuals experiencing income fluctuations or lifestyle shifts. Premiums If you’re shopping […]

Car insurance providers typically prioritize vehicle owners in case of an accident, and it is usually not possible to insure someone else’s car unless there can be proof of an insurable interest. In general, this means either being related to or living in the same household as its owner; however, other options exist as well. […]

Accidents involving vehicles can be both stressful and expensive, with long-term effects that could impact on both insurance premiums and rates. Accidents on your record could remain for three to five years depending on state regulations and severity. But that does not signify an irreversible situation – in time, your rates should drop again. 1. […]

Homeowners insurance can help homeowners manage the expense associated with roof repair costs. Under an open peril or named peril policy, an insurer may cover some or all of these costs to repair or replace an damaged roof. Property owners need to prepare themselves by gathering all the necessary documents, hiring an experienced contractor and […]

Your insurer’s guidelines will dictate whether a permit driver must be added to your policy or not, although most expect them to be covered under their parents or guardians’ policies since they have limited driving experience. However, if a young driver owns their own car titled under their own name or lives at a permanent […]

Farmers Insurance and RPA have joined forces to unveil 16 TV, social and digital ads featuring their iconic “Professor Burke” spokescharacter. These spots emphasize that some things cannot be compromised on, like quality insurance and savings products. Thomas Forsythe, a Farmers agent from Southern California, submitted this entertaining video featuring his customer being hit from […]