Author Archives: Admin

South Carolina car insurance laws

South Carolina’s car insurance laws require that drivers have a minimum level of insurance in order to legally drive. On South Carolina’s 78,000-mile public roads, there are 3.8 millions of licensed drivers. South Carolina has the nation’s second highest fatality rate in car crashes. This highlights the importance of South Carolina residents having comprehensive auto insurance. South Carolina has laws […]

What Is The 7 Pay Test For Life Insurance?

Permanent life insurance was long viewed as offering investors an attractive tax break: cash-value growth was tax-deferred while loans were taxed according to the last-in first-out method. But with most policies featuring cash values now failing the seven-pay test and thus being classified as modified endowment contracts (MECs), investors may lose some tax advantages of […]

Do You Have To Report An Accident To Insurance?

Car accidents are unsettling experiences for all drivers, no matter their experience level or skill. Understanding when and how to report an incident to your insurer will make the process less cumbersome. Most insurance providers, like GEICO, recommend reporting immediately so they can begin taking steps on your case immediately. Damages Many people fail to […]

LensCrafters Takes VSP Insurance?

People often view vision insurance like any other health coverage. In reality, however, most plans like those offered by industry leaders VSP and EyeMed primarily act as discount programs designed to boost sales of frames and lenses associated with each company. That includes LensCrafters, Pearle Vision, Sears Optical, Target Optical and Sunglass Hut. Furthermore, VSP […]

Where To Buy Ebike Insurance?

Are you a proud owner of an ebike? Congratulations! You must be enjoying the benefits of eco-friendly transportation and getting some much-needed exercise. However, as with any mode of transportation, accidents can happen. That’s where ebike insurance comes in handy. But where do you buy it? What coverage do you need? How much does it […]