Category Archives: Credit Cards

Consider your company’s financial needs and spending patterns when selecting a business credit card. For instance, rewards in certain categories or reduced introductory APR periods on purchases might be appropriate options. Employer cards and purchase protection plans may help make expenses easier to track; however, all cards come with associated fees and rates. Credit limit […]

Knowing when a credit card payment is due can be crucial. Failure to make payments by their due dates could result in late fees and lower utilization rates resulting in late fees being assessed against you and decreased credit utilization rates. Online and phone payments typically take several business days to process and reflect in […]

No matter your credit union membership requirements or needs, credit union cards offer many attractive features such as cash back rewards, low APR rates and debt payoff benefits that make them enticing options. Narrow down the possibilities by considering factors like welcome offers and foreign transaction fees when selecting your options. Credit unions tend to […]

Although its rewards values are lower than those on the Blue Cash Preferred card, this card still provides solid earning rates across multiple categories and an attractive welcome bonus for new accounts targeted specifically. Credit card users with smart accounts often select cards with generous signup bonuses – this one could offer up to $200 […]

Capital One Quicksilver Cash Rewards credit card provides unlimited 1.5% cash back on every purchase, plus an extra 5% when booking hotel and rental car reservations through Capital One Travel. Plus, cardholders will receive an instant $200 bonus after spending $500 in their first three months as members! This card is an ideal option for […]

Flat-rate cash back cards may be ideal if you prefer not to manage multiple rewards rates and categories for different cards, however it’s essential that your card selection matches with your spending habits and financial goals. Consider whether you prefer simplicity over category tracking or have a low spending limit to avoid annual fees, and […]

With several months left until Christmas, savvy shoppers still have time on their side to save money, compare prices and stack discounts using rewards credit cards, online shopping portals or store coupons. Start shopping early this holiday season to avoid stress, crowds, and potentially selling out items! Here’s why it is advisable. 1. It’s easier […]

If you are having difficulty making payments on your credit cards, hardship programs may offer relief. Before approaching the lender or card issuer for assistance, however, be sure to explore all other alternatives such as cutting expenses or creating an affordable budget plan. Hardship programs are in your creditors’ best interest as they can encourage […]

If you have outstanding credit card debt or need to make a substantial purchase, the U.S. Bank Visa Platinum card could help save money with its 0% APR offer on balance transfers and purchases as well as its no annual fee structure and cellphone protection coverage of up to $600 per claim with only $25 […]

Websites may allow you to store your credit card details, making future purchases much simpler. While this can be useful, it also poses potential security threats. Most browsers allow you to edit and delete stored cards easily. These options can usually be found by clicking ellipses (3 dots), or going into full browser settings and […]