Category Archives: Credit Cards

Many travel credit cards provide generous signup bonuses when meeting certain spending requirements, with some even waiving the annual fee for the first year. Furthermore, these cards typically offer additional perks such as Global Entry/TSA PreCheck application refunds as well as comprehensive travel protection services. But do they really offer value? To answer that question, […]

When it comes to managing debt, balance transfer credit cards may offer the solution you need. By selecting one with an interest-free introductory period and low fees, you could save both time and money over time. Discover it Cash Back and Citi Diamond Preferred both offer 0% intro APR on balance transfers and purchases – […]

Credit cards vary significantly when it comes to their benefits; one that stands out is the Citi Double Cash Card which features a 0% intro APR on balance transfers and purchases. Additionally, it offers access to your FICO credit score for free and its 21-month 0% APR period is ideal for paying off debt or […]

Bank of America Unlimited Cash Rewards offers an attractive rewards card that stands out from its counterparts by potentially offering higher rewards rates depending on your Preferred Rewards membership tier. This card also comes with additional advantages, including a $200 online bonus and the flexibility of redeeming rewards as statement credits, direct deposits into Bank […]

Citi Double Cash Card is an efficient credit card with superior cash back. Although no annual fee is assessed, a 3% foreign transaction fee applies. These programs are ideal for individuals who do not wish to keep track of different spending categories and prefer the simplicity of a rewards system, or those looking for debt […]

Depending on your goals for credit cards, points rewards cards might offer better value. When considering which option would provide the greatest return for you, be mindful of annual fee costs before applying. Bank of America Customized Cash Rewards Card provides an flexible cashback program. Each quarter, you can select your 3% bonus category – […]

Not many credit cards allow you to select your own bonus categories; but Citi Custom Cash card does. They offer up to 3% back on any category you select as well as 2% at grocery stores and wholesale clubs. However, you must consider how much you spend in each elevated rewards category each billing cycle […]

Citi Simplicity Card is an ideal option for anyone seeking to reduce interest payments and fees without incurring massive interest charges or transfer fees. Their introductory balance transfer fee of only 3% over four months makes this an economical alternative to standard balance transfer cards. Additionally, this card does not charge late fees or penalty […]

Credit card issuers usually advise their customers to wait at least 90 days and ideally six months between credit card applications in order to protect their credit scores and avoid having them lower, which could negatively impact when applying for mortgage loans or making other large financial commitments. Understanding what’s impacting your credit score and […]

Shopping can be stressful during the holidays, particularly if you need to balance gift-giving with financial obligations. Setting a budget and shopping early are keys to successful holiday shopping experience. Keep an eye on prices as you shop as well! Pandemic-related shortages and shipping delays continue to plague retail world, so consumers should start their […]