Credit card companies use merchant category codes to determine transaction fees and reward earnings on your card. These four-digit codes may also affect how rewards accrue on your account. Knowing your Merchant Cash Category (MCC) can help you take full advantage of shopping portals such as Chase Ultimate Rewards or Capital One Offers to maximize […]
Category Archives: Credit Cards
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May
May
Similar to fans of Pepsi or Coke, those seeking credit card rewards rebels love choosing between simple cards that maximize rotating categories like Discover it Cash Back vs Chase Freedom Flex on most counts. Both cards offer 5% cash back in select merchant and product categories each quarter; however, in order to take advantage of […]
27
May
May
The Divvy card is an innovative smart business credit card designed to simplify expense reporting and budgeting processes with software integration. No personal guarantee is required and reports to business credit bureaus. Divvy has received mixed reviews due to issues surrounding its transparency. Here’s everything you should know about its new small business credit card […]
27
May
May
Balance transfer credit cards may be an appropriate means of debt consolidation if your debt can be paid off within the 0% interest period. But be sure to set a plan and adjust spending habits before using this form of debt consolidation. Opening a new card requires conducting a hard inquiry on your credit reports […]
27
May
May
Capital One Savor and Capital One SavorOne cards offer high cash-back rewards without an annual fee, making them perfect for frequent diners, entertainers and users of streaming services such as Netflix. Both cards offer an impressive array of extra benefits, such as travel accident insurance and extended warranty protection, as well as zero foreign transaction […]
27
May
May
Both cards offer great options for individuals trying to reduce debt or make large purchases, with long 0% interest periods on balance transfers and purchases, respectively. In particular, U.S. Bank provides cell phone protection up to $600 with only a $25 deductible fee and does not impose an annual fee. The 0% intro APR period […]
27
May
May
There are numerous cards offering 2% cash back, but most require special banking arrangements and/or have restrictions on bonus categories. Others, like the SoFi Credit Card*, allow you to redeem rewards at a fee and deposit them into an eligible Fidelity account or use them toward paying down student or personal loans from SoFi. 1. […]
27
May
May
If you have a fair credit score and need to establish an established track record of responsible card usage, this card may be for you. The preapproval process won’t have any adverse effect on your score and after six months of responsible use you could automatically qualify for an increased credit limit. No annual fee […]
27
May
May
For business credit cards that provide generous rewards and comprehensive travel protections, the Ink Business Preferred is worth consideration. Earn 3 points for every dollar spent in bonus categories while enjoying an exceptional sign-up bonus. It boasts one of the best points-earning rates, dynamic bonus categories and cardholder perks available on the market today, as […]
27
May
May
American Express’ Blue Cash Everyday Card delivers outstanding rewards across three popular categories and comes equipped with premium Amex benefits like car rental loss and damage coverage and free two-day shipping via ShopRunner (See rates and fees). In addition, this card features no annual fee and provides valuable monthly statement credits. 3% Cash Back on […]