Capital One Platinum Card is tailored for those with fair credit – FICO defines this range as between 580-669. New card members with fair credit are eligible for an attractive welcome offer: after spending $500 within three months of opening an account with Fair credit cards, they’ll get an impressive one-time $200 cash bonus as […]
Category Archives: Credit Cards
27
May
May
Amex Business Gold card provides an outstanding return on your spending, with its welcome bonus of 70,000 Membership Rewards points and flexible statement credits and entertainment perks. Not every business will find this card suitable, particularly those not spending heavily in 4x categories; but for those that do, it makes an excellent option. 1. Membership […]
27
May
May
No annual fee credit card that enables you to maximize the points you earn with everyday purchases, with supermarket and gas station purchases earning 2x ThankYou points (up to $6,000 spent annually, then 1 point). This card offers an innovative round-up feature to make everyday purchases even more rewarding, as well as offering 10 percent […]
27
May
May
Both cards offer 2% cash back at gas stations and restaurants (up to $1,000 combined per quarter in combined spending), and 1% cash back for all other purchases, along with a generous sign-up bonus that matches your cash back in year one. If you’re a student looking to maximize rewards in rotating categories, Discover it […]
27
May
May
An increased credit card interest rate (or APR) means more of your payments go toward paying interest and less toward eliminating debt, but by simply asking you may get a reduced APR rate. Credit card issuers may be more willing to negotiate if you’re an established customer who consistently pays on time; don’t give up […]
27
May
May
Travelers looking to maximize the value of their airline miles may find them confusing, but savvy travelers can use rewards credit cards and other strategies to maximize the return from their points. Most airline miles earned can be redeemed on flights operated either by the same airline as well as its partners. No matter if […]
27
May
May
Consider your company’s financial needs and spending patterns when selecting a business credit card. For instance, rewards in certain categories or reduced introductory APR periods on purchases might be appropriate options. Employer cards and purchase protection plans may help make expenses easier to track; however, all cards come with associated fees and rates. Credit limit […]
27
May
May
Knowing when a credit card payment is due can be crucial. Failure to make payments by their due dates could result in late fees and lower utilization rates resulting in late fees being assessed against you and decreased credit utilization rates. Online and phone payments typically take several business days to process and reflect in […]
27
May
May
No matter your credit union membership requirements or needs, credit union cards offer many attractive features such as cash back rewards, low APR rates and debt payoff benefits that make them enticing options. Narrow down the possibilities by considering factors like welcome offers and foreign transaction fees when selecting your options. Credit unions tend to […]
27
May
May
Although its rewards values are lower than those on the Blue Cash Preferred card, this card still provides solid earning rates across multiple categories and an attractive welcome bonus for new accounts targeted specifically. Credit card users with smart accounts often select cards with generous signup bonuses – this one could offer up to $200 […]