Category Archives: Credit Cards

Business credit cards offer many attractive perks and rewards, providing a potential solution for paying off big purchases or managing expenses more easily. There are distinct differences between small business credit cards and corporate credit cards in terms of eligibility requirements, debt liability obligations and utility considerations. Small business credit cards typically require a personal […]

Credit cards that offer airport lounge access can enhance your travel experience, offering a relaxing space before every flight. Most cards provide access to this lounge for the primary cardmember as well as up to two guests depending on which card is being used. Some cards provide access to airline-specific lounges while others, like Priority […]

The Ink Business Preferred Card offers an exceptional points-earning rate on select business purchases and generous travel benefits such as primary rental car insurance coverage and cell phone protection for you and your employees if bill payment is made through this card. This perk can come in handy if you lose or damage your phone […]

Responsible use of a secured credit card can have a positive effect on your credit score, but at some point, you may feel ready to transition away from it in favor of an unsecured card. Closing a secured card too soon could lower your credit score by decreasing average account age and credit utilization ratio. […]

If you are having difficulty making payments on your credit cards, hardship programs may offer relief. Before approaching the lender or card issuer for assistance, however, be sure to explore all other alternatives such as cutting expenses or creating an affordable budget plan. Hardship programs are in your creditors’ best interest as they can encourage […]

Capital One Quicksilver Cash Rewards credit card provides unlimited 1.5% cash back on every purchase, plus an extra 5% when booking hotel and rental car reservations through Capital One Travel. Plus, cardholders will receive an instant $200 bonus after spending $500 in their first three months as members! This card is an ideal option for […]

Knowing when a credit card payment is due can be crucial. Failure to make payments by their due dates could result in late fees and lower utilization rates resulting in late fees being assessed against you and decreased credit utilization rates. Online and phone payments typically take several business days to process and reflect in […]

An increased credit card interest rate (or APR) means more of your payments go toward paying interest and less toward eliminating debt, but by simply asking you may get a reduced APR rate. Credit card issuers may be more willing to negotiate if you’re an established customer who consistently pays on time; don’t give up […]

Amex Business Gold card provides an outstanding return on your spending, with its welcome bonus of 70,000 Membership Rewards points and flexible statement credits and entertainment perks. Not every business will find this card suitable, particularly those not spending heavily in 4x categories; but for those that do, it makes an excellent option. 1. Membership […]

The Chase Freedom Flex is a cash-back credit card offering an extensive array of benefits. These include quarterly bonus categories you activate as well as ongoing 3% back on dining, drugstore spending and travel booked through Ultimate Rewards portal. It’s an impressive no-annual-fee credit card, offering powerful features. Notably, it includes cell phone protection (paying […]