For cardholders seeking an earn rate without worrying about categories, 2% cash back credit cards can provide an ideal way of building their base earning rate and reaping their rewards in various forms – statement credit, direct deposit to bank account or even paper checks! 1. Easy to earn 2% cash back cards are one […]
Category Archives: Credit Cards
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May
May
Business credit cards offer many attractive perks and rewards, providing a potential solution for paying off big purchases or managing expenses more easily. There are distinct differences between small business credit cards and corporate credit cards in terms of eligibility requirements, debt liability obligations and utility considerations. Small business credit cards typically require a personal […]
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May
May
Citi Double Cash Card is an ideal solution for people seeking a straightforward rewards card, offering flat 2% cash back when making purchases and another 1% when paying bills. Additionally, this program features an innovative roundup feature which rounds points to the nearest 10, helping maximize rewards on smaller purchases. No annual fee Citi Rewards+ […]
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May
May
Many credit card issuers offer secured cards to help individuals build their credit scores. With these cards, consumers may spend up to the credit limit equivalent of their security deposit amount; once established payments have been met successfully, some lenders may upgrade your secured card into an unsecured one. 1. Ask Your Issuer Secured credit […]
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May
May
Credit card companies use merchant category codes to determine transaction fees and reward earnings on your card. These four-digit codes may also affect how rewards accrue on your account. Knowing your Merchant Cash Category (MCC) can help you take full advantage of shopping portals such as Chase Ultimate Rewards or Capital One Offers to maximize […]
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May
May
Similar to fans of Pepsi or Coke, those seeking credit card rewards rebels love choosing between simple cards that maximize rotating categories like Discover it Cash Back vs Chase Freedom Flex on most counts. Both cards offer 5% cash back in select merchant and product categories each quarter; however, in order to take advantage of […]
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May
May
The Divvy card is an innovative smart business credit card designed to simplify expense reporting and budgeting processes with software integration. No personal guarantee is required and reports to business credit bureaus. Divvy has received mixed reviews due to issues surrounding its transparency. Here’s everything you should know about its new small business credit card […]
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May
May
Balance transfer credit cards may be an appropriate means of debt consolidation if your debt can be paid off within the 0% interest period. But be sure to set a plan and adjust spending habits before using this form of debt consolidation. Opening a new card requires conducting a hard inquiry on your credit reports […]
27
May
May
Capital One Savor and Capital One SavorOne cards offer high cash-back rewards without an annual fee, making them perfect for frequent diners, entertainers and users of streaming services such as Netflix. Both cards offer an impressive array of extra benefits, such as travel accident insurance and extended warranty protection, as well as zero foreign transaction […]
27
May
May
Both cards offer great options for individuals trying to reduce debt or make large purchases, with long 0% interest periods on balance transfers and purchases, respectively. In particular, U.S. Bank provides cell phone protection up to $600 with only a $25 deductible fee and does not impose an annual fee. The 0% intro APR period […]