Credit scores have the ability to drastically affect your ability to secure loans or rental homes, open utility accounts, set up cellphone service plans and more. Therefore, it’s vitally important that you monitor and make timely payments on your credit score in order to stay eligible. An outstanding credit score is essential to qualifying for […]
Category Archives: Credit Cards
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Credit card balance transfer cards can help you lower debt and save on interest, but finding one with poor credit can be challenging. Consider alternative debt repayment strategies such as debt consolidation loans to improve your credit score and increase the odds of qualifying for a balance transfer card. Rates If you have poor credit, […]
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May
Being an authorized user can help a person build or rebuild credit when used responsibly over a longer period. But there may also be drawbacks. As an account holder, it is your legal responsibility to pay off an authorized user’s debt if they miss payments or run up an excessive balance. 1. It can help […]
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May
Only certain credit cards offer you the ability to choose and change your bonus spending categories monthly, although some cards might come with quarterly spending caps or lower regular APR rates that limit earnings. However, if you hold multiple large Bank of America deposit and investment accounts, considering which options could improve rewards rates may […]
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May
Amazon shoppers have access to two cards designed specifically for them – an Amazon store card and Amazon Visa credit card – both offering various great benefits such as 5% cash back and special financing offers. Which Amazon store card should I choose from Synchrony or Chase? Both cards can only be used at Amazon; […]
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There are a variety of factors to keep in mind when choosing a credit card, including interest rates, rewards programs and 0% APR promotions. Other important aspects include annual fees as well as any perks or welcome offers included with each card. NerdWallet can help you find the ideal card to meet your financial goals […]
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May
Capital One Savor is an outstanding rewards credit card designed to offer food and entertainment shoppers great cash back rates in these popular categories, along with travel, consumer protection and other advantages that will help you save on dining, entertainment and grocery store expenses. Earn 4% cash back on dining, entertainment and popular streaming services; […]
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May
American Express Membership Rewards points can be redeemed in many ways, but their most advantageous use lies with travel partners of American Express – particularly airline and hotel loyalty programs that convert at 1:1 ratio. Use points to give back by making charitable donations through JustGiving, although only do this if it makes sense for […]
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May
May
If you shop Amazon regularly, chances are you want a credit card that provides significant rewards with both Amazon purchases and other everyday expenses. WalletHub editors reviewed four cards that meet this criteria. Which card is right for you depends on various considerations, including your membership of Amazon Prime and how you prefer to redeem […]
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May
May
Capital One Spark Cash Plus stands out by awarding 2% cash back across all spending. In addition, it comes with an attractive sign-up bonus and multiple redemption options. As this card is a charge card, its balance must be settled each billing cycle or you risk incurring fees and incurring charges. This may not work […]