Category Archives: Credit Cards

Capital One Spark Cash Plus stands out by awarding 2% cash back across all spending. In addition, it comes with an attractive sign-up bonus and multiple redemption options. As this card is a charge card, its balance must be settled each billing cycle or you risk incurring fees and incurring charges. This may not work […]

Credit cards offer an effective way to build rewards on everyday purchases – just remember to clear off your balance each month to avoid incurring interest charges and build your credit score! Selecting the ideal card for everyday spending depends on where and what you spend your money. There are general rewards cards that offer […]

Understanding how credit card interest works can help you more efficiently manage your debt. It is crucial to remember that interest charges occur on an ongoing basis rather than being applied annually. Calculating daily interest is straightforward: start with your total balance at the end of your billing cycle (excluding fees and charges) then divide […]

Digital wallets can make shopping faster and simpler, yet many consumers remain wary about using them due to concerns about security. There are ways you can protect your data when using a digital wallet. For instance, most mobile payment apps only share tokens rather than your actual card number. Security Digital wallet security can be […]

Maximizing cash back with your credit card begins by finding cards tailored specifically to your spending patterns. Combine a flat-rate card with one offering bonus categories in order to increase earnings potential and optimize earnings potential. Always pay your balance off monthly to avoid interest charges that could quickly reduce rewards and accrue. Also consider […]

Most credit cards offer you up to 21 days grace period for new purchases without incurring interest, but this period could end if your balance is not cleared by its due date. Grace periods only apply to purchases and do not apply to balance transfers or cash advances, which start accruing interest immediately. Learn how […]

Capital One Spark Cash Plus card is tailored specifically to high-volume business spenders. It comes with an attractive welcome offer and many perks including employee cards, roadside assistance coverage and extended warranty coverage. However, the $150 annual fee might be an obstacle for small businesses considering applying. So is this card really worth investing in? […]

Balance transfer cards offer many credit card holders a way out from debt; but can Apple Card owners use balance transfers as a solution? The Apple Card does not provide balance transfer capabilities. While this may disappoint some cardholders, this decision helps safeguard credit scores as balance transfers can negatively impact them. 1. Balance Transfer […]

Both Blue Business Cash and Plus cards provide valuable rewards, but each comes with distinct advantages for your business. When selecting the ideal card for you and your staff, consider your preferences for flexibility of points versus cash back rewards. Both cards offer American Express Membership Rewards points that can be redeemed for flights, hotels […]

The Instacart Mastercard is the first co-brand card available in on-demand delivery, and provides an excellent rewards rate and sign-up bonus. Furthermore, redemption flexibility is relatively rare among no annual fee cards. Cardholders can use their rewards for direct deposits or statement credits, and even use them to place Instacart orders. Furthermore, they can earn […]