Category Archives: Credit Cards

Credit card balance transfer cards offer consumers an effective solution to consolidate debt without incurring interest charges for an agreed-upon period, usually six to 18 months. Before opting to transfer debt onto a 0% interest credit card, it’s essential that you understand which balances can be transferred and any requirements you must fulfill in order […]

Debt can be difficult to shed, but it’s possible through careful spending, prioritizing needs over wants, and forgoing cash advances. Pay off balances each month in full, limit the number of cards you have and negotiate lower interest rates with creditors. There are various strategies that can help reduce credit card debt, including making more […]

The Prime Interest Rate is used as a reference by banks when setting their rates for credit cards, personal loans and small business loans. When this benchmark changes, so will minimum payments on these types of debt. But, what exactly is the Prime Rate, and why should it matter? It’s based on the federal funds […]

Wells Fargo Active Cash credit card rewards offer an outstanding 2% cash back on all purchases; however, be mindful that it comes with a 3% foreign transaction fee. Its straightforward rewards structure, no annual fee and compelling 0% APR offer make this card an appealing option for both newcomers and experienced credit card users alike. […]

The Ink Business Unlimited stands out among Chase’s business credit cards with its outstanding welcome bonus and flat-rate rewards that allow for flexibility when redeeming them. When combined with an Ultimate Rewards card, its points become even more valuable by being transferred directly to airlines and hotels for travel purposes. WalletHub’s top pick for small-business […]

Credit cards provide incentives for big purchases, but can they also help pay student loan balances? While it is possible, but risky and can often prove expensive. Federal student loan servicers don’t usually accept credit card payments and third-party payment facilitators like Plastiq charge fees to process these transactions. Furthermore, you will lose borrower protections […]

As soon as your school sends you a list of supplies they require, the costs quickly accumulate. But there’s good news: By shopping during your state’s tax-free weekend you could potentially reduce expenses significantly. Each state sets its own dates and specifies what items qualify for tax breaks, here are a few strategies to help […]

Are You Just Beginning Travel Rewards? Capital One Venture Rewards Card Can Provide Competitive Earning Rates And An Enticing Welcome Offer If you’re new to credit card rewards and looking for something affordable that could get them started quickly, Capital One Venture Rewards Card could offer the right mix. Featuring competitive earning rates and up […]

Capital One SavorOne cardholders may find this offer offers competitive cash back rates across several spending categories and an attractive introductory bonus, yet may not be suitable for everyone. WalletHub’s 100-point credit card rating system takes many factors into consideration when assessing whether a card is worthwhile, including its rewards rate of 4% across dining, […]

If you use credit cards for large purchases, make sure you can afford to repay the balance when due. Otherwise, this could raise your credit utilization rate and ultimately hurt your score. Credit cards are loans that provide access to a line of credit and charge interest, offering the potential of rewards on everyday expenses. […]