Category Archives: Finance Guide

You are lucky that you have never been required to file an insurance claim. It’s great that you have not suffered a significant loss enough to file an insurance claim. However, it is also a blessing not to have to go through the insurance claim process. How can you play the insurance claim games? Let’s just say […]

You may have noticed that potential insurers check your credit history when determining your car insurance premium. What are insurers actually looking at? How will this affect your insurance rates? The Insurance Score Our credit score determines our spending limits on credit cards and interest rates on loans. Lenders use creditworthiness to determine our ability to repay […]

You are more likely to believe that a claim against you is bad news if you’re in business. It can be costly, either through higher insurance premiums or directly. Perhaps the most frustrating thing about claims handling is not the money. You can feel lost and then feel uncertain if you got the right outcome. These seven steps […]

Most consumers are unsure about what type of auto insurance they need, how much they have to pay, and whether there are any options for high-risk drivers. These and other questions will help you make informed buying decisions about car insurance. Finding the answers to these questions is now easier than ever! Commonly Asked Questions About […]

For businesses with multiple vehicles, fleet insurance is a great solution. This policy allows the business owner to easily manage their policy, add or remove vehicles as needed, and receive a low premium. A business owner must do some internet research to find the best fleet insurance rates. You should contact at least three companies to request […]

It doesn’t matter if you get car insurance quotes by calling companies or visiting their websites. It is much easier to find cheap auto insurance quotes online. It is a good idea to first determine your needs before you commit to any particular auto insurance company. Motor car insurance protects you and your family against financial ruin. It […]

A car accident can be very frightening and worrying, especially if your car is involved. Those worries can quickly multiply if it’s your company vehicle. You now have to worry about both your work position and your reputation. It is best not to panic. Following a company car accident, there are some things you should do. Notify the police […]

Your history with auto insurers will have shown you that your automobile type can make a big difference in how much you pay for your insurance premiums. You may have higher insurance rates if you drive a sports car. This is because it is often smaller and more powerful than a sedan or station wagon. The “convertible”, […]

Grand Rapids, Michigan’s average full-coverage policy for car insurance costs $2,021, while the policy with minimum coverage costs $816. According to data pulled from Quadrant Information Services, the cheapest car insurance company on average for state minimum coverage in Grand Rapids is Chubb, while Progressive has the cheapest average full coverage rates. Pricing for car insurance varies depending […]

Many people know that there are many types of retirement accounts that can help you save money for retirement. There are three main options: traditional IRAs, Roth IRAs, and 401ks. These accounts let you invest money pretax to help you grow your money faster than simply saving. This will prepare you for a better financial future. In […]