Category Archives: Finance Guide

You can choose from several insurance coverages in your property insurance policy. Personal liability insurance protects you from injuries that may occur at your apartment or home. Personal liability insurance is often well-worth it, regardless of whether you own or rent. What is personal liability insurance? Many homeowners and condo renters insurance policies include personal responsibility coverage. This provides financial […]

Home health agencies differ from physicians’ offices or hospitals in that medical billing is usually handled outside the business office and handled separately from its daily tasks. Instead, home health billing requires highly specialized knowledge from within their own staff members who specialize in this particular function of running the agency. First are providers such […]

A strange phenomenon occurred in Connecticut. While traffic fatalities have increased, there has been an 50% drop in Connecticut traffic since the coronavirus pandemic. It is important to be cautious for those who drive less and work from home more. Connecticut drivers looking for car insurance will find that the average cost for coverage is $794 for basic insurance […]

It is important to realize that any type of charity, whether voluntary or not-for-profit, could save money on their liability and charity insurance premiums. Help could be available for everyone, from registered charities with hundreds of employees to smaller community and volunteer groups. These simple, but effective tips will help you save money on your charity […]

Homeowners insurance typically covers roof leaks caused by perils covered under their policy, such as windstorm-induced cracking in the ceiling that allows rainwater into your home. However, normal wear and tear may not be covered – check with your agent. Damage caused by a covered peril Homeowners insurance typically covers roof damage caused by covered […]

There are many factors that affect the cost of auto insurance for New Mexico. The Land of Enchantment drivers typically pay lower rates than the national average. They are charged $385 annually for minimum coverage, and $1,419 for full coverage. What is the cost of New Mexico car insurance? There are many factors that affect auto insurance […]

How to save money on life insurance * Forget about cancer insurance. It is better to invest your money in comprehensive health policies. * Do not purchase Mortgage Life Insurance – This policy is three to five times more expensive than comparable term-life insurance. * Do not neglect ID theft insurance. It will not repair […]

Many large projects require contractors to carry certain forms of insurance policies as conditions of working together with project owners, making compliance an imperative in order to secure business opportunities. Contractors can obtain these policies through either purchasing individual coverage individually, or bundling multiple policies into an affordable business owners policy. Below are six forms […]

There are various auto policies available to cover the expenses resulting from hit-and-run accidents, including uninsured motorist coverage for property damage (UM PD), personal injury protection or medical payments coverage and collision. Medical payments and PIP coverage may not be available in all states and a deductible may apply; UM/UIM and collision coverage is often […]

In South Dakota, the average cost for car insurance is $1642 per annum for full coverage and $275 for minimal coverage. While premiums in South Dakota are lower than in the United States overall, insurance rates for car coverage are determined using a variety of factors. Your premium may differ from the average state premium. Quadrant Information Services […]