Category Archives: Finance Guide

Many people keep telling themselves they will invest once they have more money. These people are often worried about market volatility, so they wait until a better time to invest. Some people want to be financial experts before they invest. It will be costly to wait and not invest. You are missing out on many potential benefits. You should […]

The debate about selling life insurance policies has heated up over the past 50 years. Selling term vs. whole life insurance policies is killing agents or enriching clients. Consider the dilemma created and fuelled by low-rate cheap internet term life insurance versus wholelife insurance with high commissions. Over 600 life insurance companies compete unfairly. Agents compare apples […]

These are the main characteristics of each platform you should be aware of when investing in TAXATION Taxes on mutual fund returns and investments vary depending on the type and length of the fund. The fund manager’s transactions during the holding period are exempt from tax. If you hold equity funds for longer than 12 months, the […]

Health insurance can be costly, making balancing deductibles and out-of-pocket expenses a challenge for employees. Small firms can gain an edge by offering health reimbursement arrangements (HRAs) as an additional benefit. Under the Affordable Care Act, employers with 50 or more full-time equivalent employees must offer coverage that meets minimum value standards as well as […]

Geico car insurance rates tend to be significantly less than the national average; however, these may vary depending on factors like your driving history, age and state of residence. GEICO provides competitive rates and options for liability-only and full coverage policies, along with discounts and policy add-ons. Rates As one of the leading car insurers, […]

Before buying a used car from either a dealer or private seller, make sure that it has insurance coverage before driving it away. Most insurers allow a grace period when adding additional vehicles to existing policies. Some cars cost more than others to insure; here are a few tips to make sure you’re getting the […]

If you get involved in an accident without being insured, the penalties can be severe. Not only could you incur expensive fines; your driver’s license and registration could also be at stake. Even though the federal individual mandate penalty has been removed by the Tax Cuts and Jobs Act (TCJA), many states still require residents […]

Health insurance provides easier access to medical services and protects you from out-of-pocket expenses if you become sick or injured. You can purchase it through your employer, marketplace/exchange or directly from private insurers. Be wary of “short term” plans that do not conform to the Affordable Care Act and leave you vulnerable to costly medical […]

Your car insurance policy can be cancelled at any time, but be mindful that cancellation may lead to coverage gaps. Since most states mandate liability coverage for drivers, failure to do so could bring financial and legal hassle. To cancel your policy, it’s essential that you contact your insurer directly. Some allow this via phone; […]

Standard home insurance policies do not typically cover mold damage unless caused by another event that would typically be covered (such as flooding or burst pipes). Some companies, however, do offer separate mold policies or special endorsements. Although these policies may be expensive, if you live in an area prone to flooding or other potential […]