Category Archives: Finance Guide

Many insurance marketing strategies and solutions fail to be effective due to a variety of reasons. One reason is the foundation on which insurance agents market. Let me explain. Many insurance marketing pieces suffer from the curse. Although I wish I could claim credit for this saying, I believe I only learned it from a book. […]

No matter if you own a business or manage it, one of the most important things you can do is keep your business costs down in order to maximize profits. Many people in this situation feel that insurance for commercial purposes is unnecessary, especially if their business is small. Active business owners know that they […]

Captive insurance companies are a great option for business owners who pay taxes in the United States. In many ways, a captive insurance company (CIC), is the same as any other insurance company. Because it provides insurance to one or several related businesses, it is called “captive”. Captive insurance is where premiums paid by businesses […]

We are getting a lot more questions regarding carrier stability and how performance is being monitored outside regulatory agencies, given the current turmoil in the financial market. AM Best Company was established in 1899. It is the oldest and best-known rating agency for the insurance sector. AM Best is a key indicator of financial strength […]

Imparied driving caused by drugs, prescription medication or alcohol is up 49% over the last ten year and the reason for 20% of traffic fatalities Missouri. Driving under the influence (DUI) is a high-risk behavior that can lead to fatalities and serious accidents. Reckless driving and speeding are considered dangerous, risky behavior. Your premiums may rise if your insurance company […]

Any business, regardless of size, strives to survive, sustain, and increase its profits. Business of any size and type can lose their profits due to unforeseeable circumstances, such as fire, natural calamities or theft, or other riots. If they are faced with adverse circumstances, it can be very difficult for small businesses or individuals to […]

Many large insurance companies have recently been advertising that they are cheaper when prospective customers purchase directly from them. Many thrifty buyers of insurance may feel tempted by news reports that the Bank of England will have to borrow its own money to bail out the British economy to prevent a second recession. RiskHeads conducted […]

High-risk drivers include those with a history of speeding tickets and at-fault accidents. High-risk drivers can also include teenage drivers or people who have been convicted of DUI. These factors can also apply to one driver. Insurance providers are often cautious about drivers who see the high-risk automobile insurance Alabama has to offer. Statistics show that high-risk drivers are […]

Many agents are asking themselves this question: “How can I sell life insurance fast?” Agents also want to know if there is a way to get prospects to sign up immediately. We must be fair to prospects. Every prospect has the right and obligation to think for themselves and to make an informed decision. Don’t pressure […]

Your clients are wealthy and have left you the responsibility of caring for their precious pet dogs. You were walking a Siberian Husky (an Afghan Wolfhound) and a Chihuahua on a sunny afternoon when you encountered a stray feline blocking your path. Dogs, being dogs, became aggressive and chased the feline that was dragging you. […]