Category Archives: Finance Guide

Intellectual Property – A Growing Concern for Many Types of Businesses

Our company was approached by a potential client a few weeks ago to obtain Intellectual Property Insurance. Although he didn’t fully understand the coverage, he demanded that a policy be issued as soon as possible. There were some red flags raised by this. After further discussion, it became apparent that his software company was being […]

Critical Covers Required by Small and Mid-Sized Businesses

Do you own a small business or a mid-sized one? You should consider how much capital and other expenses you spend to build your business. Many small and medium-sized businesses don’t have enough financial support. They invest what little they have in working capital and purchasing raw materials. They must protect their investments. Insurance is […]

Environmental Impairment Liability Insurance (EIL)

Environmental Insurance deals with insuring pollution related loss exposures. There are many ways to legally be exposed to environmental loss. Negligence is one area. Negligence refers to the inability to use the usual, customary, and reasonable care required for this type of situation. Intentional torts and civil wrongs can also result in liability exposures. Inherent legal […]

How to Sell Disability Insurance – Plan Design Key to Corporate Executive Market

The corporate executive market is a great place to start if you are looking for a lucrative market in disability insurance. Many of the millions of small and mid-sized businesses in America offer no income protection for employees with disabilities. Even those who do offer coverage, it is often insufficient, especially for upper- and middle management. There […]

Geico vs. Safe Auto

Geico was founded in 1936 during the Great Depression. It currently holds 13.78% of the private passenger car insurance market. Geico was founded by government employees and military personnel. Today, Geico serves customers from all walks of life. Geico is a specialist in auto, home, and business insurance. Safe Auto, a relatively young company, was founded in 1993 […]

Commercial Insurance – How to Cut Your Insurance Premiums

Keep your losses down! MAKE YOUR PREMISES SAFE FOR YOUR CLIENTS: The most common Commercial Liability claim is the basic “Slip & Fall”. These are more common in restaurants than any other business. However, this can also happen in your business if clients visit your business. MAKE YOUR WORKPLACE SAFE: The cost of worker’s compensation […]

Progressive vs. State Farm: car insurance comparison

Progressive Insurance holds the third-largest auto insurance market share in the U.S. with 13.3%. Progressive offers more than 30 products for personal and business insurance and has more than 18,000,000 customers in all 50 states and Washington, D.C. Progressive is well-known for its innovative online resources, programs and tools. With 16.19% of the market, State Farm Insurance has become the largest […]

Learn About Mutual Funds Basics

What is the working principle of mutual funds? The funds are managed by professionals who ultimately purchase and sell securities to get good returns. This is done based on the objectives of the different funds. Investing in any fund means that all investors share the gains and losses. This spreads risk, especially in the case of poor investments. If […]