Mythology and misinformation are rampant in life insurance. This article will dispel some myths and give useful information to assist consumers in making rational decisions about the purchase of life insurance. An earlier article, “Why Buying Term Insurance and Investing The Difference Is A Big FAIL!” was published. In an earlier article (“Why Buying Term and Investing […]
Category Archives: Finance Guide
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May
May
Medicare does cover surgery for cataracts, but there may be coverage restrictions or copays. Medicare covers cataract surgery, which affects 68% of Americans over the age of 80. Medicare Part B deductibles and copays apply. There are limitations on coverage for intraocular lenses and new surgical techniques. According to the National Eye Institute, cataract surgery is extremely […]
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May
May
In 2019, there were 9363 car crashes in Ramsey County. This is Minnesota’s home to St. Paul. No matter how many cars they drive or the type of car they have, every driver in St. Paul must have car insurance. Car insurance costs in St. Paul average $829 per annum for a minimum coverage policy, and $1948 for full […]
16
May
May
Why should we purchase insurance? Answers may vary depending on the needs of each individual. It could be used to provide financial protection. Some people use it as a way to save taxes. There are many insurance plans on the market that cater to different needs. Therefore, one should not buy insurance just because they need it but […]
16
May
May
Are you wondering if your house requires flood insurance? With the increase in natural disasters and extreme weather conditions, it’s important to know if your home is at risk of flooding. Whether you live near a river or on top of a hill, every homeowner should be aware of the potential for flooding and the […]
16
May
May
Condo Insurance works similarly to homeowners insurance in terms of protecting against damage caused by fire, weather events, theft and vandalism – however there may be some distinct differences. Cost of home insurance policies varies dramatically by location and coverage limits chosen, making selecting an adequate policy crucial. Here are a few pointers to help […]
16
May
May
Insurance plans usually cover mental healthcare services, though coverage details may differ between plans. Therefore, it’s wise to check with your carrier prior to scheduling an appointment. Your insurer cannot typically place limits on mental health coverage. You can search online to find therapists who accept your policy. Be sure that your therapist is in-network […]
16
May
May
Experiencing pain, infection or other issues related to wisdom teeth? Your dentist or oral surgeon may recommend removal. Since this procedure can be costly, knowing what coverage exists for this procedure is critical. Medical and dental insurance policies vary, with dental plans usually covering wisdom tooth extraction. This article will help you learn the fundamentals […]
16
May
May
If you have been injured in a car accident, chances are the other parties’ insurance companies will contact you and investigate. It would be in your best interests to avoid speaking directly with them; rather, seek legal representation. Their primary aim is to find evidence against you demonstrating either fault or minor damages; everything you […]
15
May
May
Your 50th birthday is a significant milestone in your life. It can have an impact on how much you pay for car insurance. Other factors can also impact the cost of your car insurance, including where you live, how you drive, and your credit rating. You should explore all options and compare what each provider has to […]