Category Archives: Finance Guide

It is important to know whether your vehicle requires a statutory inspection. It is normal to assume that a vehicle will fall into one of these two categories when buying a car. The vehicle may be brand-new, or relatively recent. As such, it probably doesn’t need a statutory inspection. It will usually have a manufacturer guarantee that […]

People tend to only consider life insurance when they reach their senior years. This means they might miss out on coverage and premiums that are cheaper when they’re younger. A lifetime of coverage may be available with the best life insurance that can adjust to your changing needs. Life insurance is a valuable part of financial planning if you […]

It is very common to lease a vehicle. The pricing and packages for leasing vehicles have become quite competitive. You should carefully review the insurance requirements in your lease agreement. There are many requirements. Unknowingly, you could be charged thousands of dollars if you don’t understand a clause. Insurance to Protect You An auto accident can cause […]

Homeowners insurance can also be governed by the old Texas adage “everything in Texas is bigger”.Texas ranks seventh in the costliest state for homeowners insurance. The average premium for homeowners insurance is $1,863 per annum for $250,000 of dwelling coverage.Based on a comparison between quoted annual premiums from Quadrant Information Services. This is 42% more than […]

In the United States, where driving and traffic are so commonplaces, it’s very easy to take a driver’s license as a given. DACA recipients and those without a social security number may have difficulty obtaining a driver’s license. Homeland Security has extended protections to non-citizens arriving in the United States as children under the Deferred Action for […]

Insurers, regulators, law enforcement officers, and legislators have spent significant resources over the years to combat health care fraud. Based on annual estimates, however, it appears that the problem persists despite all the reported efforts. This could indicate that healthcare fraud is on the rise and cannot be stopped. Our health system is infested by health […]

DASHCAMERA INTRO A dashboard camera is a camera placed on the windshield or dashboard of your car and records everything you do while driving. Advanced versions of the cameras can record rear views and some have infra red sensors that enable recording in the dark. As soon as the engine starts, the camera switches on automatically and […]

San Jose is the third-largest California city. It is a desirable place to live, and also has the highest insurance rates.Geico and State FarmOn average, they offer the lowest car insurance rates in San Jose. Bankrate’s 2021 study on annual premiums and quoted prices found that the following:Average cost of car insuranceThe cost of full coverage […]

InsuranceA Mustang costs on average $2,077 per year for a full-coverage policyBased on Bankrate’s review and comparison of average premiums from Quadrant information Services. Mustangs, as with luxury vehicles, are costly to insure and maintain. Insurance for Mustangs can be more expensive than for an economy sedan like the Toyota Camry due to their engine capabilities and […]

Obviously, everyone would prefer to pay less for their auto insurance. There are many things car owners can do in order to reduce their premiums. It is a good idea to search for an online agent who can help you find the best quote from reputable companies. Online agents have lower overheads because they don’t have to […]