Are you aware that you might have unclaimed life insurance benefits waiting for you? Yes, it’s true! Many people are unaware of this and end up losing out on the money they deserve. Unclaimed life insurance is a huge problem in the United States, with billions of dollars in benefits going uncollected every year. But […]
Category Archives: Finance Guide
03
May
May
When it comes to managing your health, having the right insurance is crucial. Staywell Insurance is one of the top choices for those seeking affordable and comprehensive coverage. But what about when it comes to filling prescriptions or purchasing over-the-counter medications? Many people wonder if their insurance will be accepted at popular pharmacies like Walgreens. […]
03
May
May
If your car is totaled, its insurance provider is typically required to reimburse its actual cash value (commonly known as its book value). Insurance companies assess a vehicle’s value based on factors like its current condition, pre-accident value, and recent sales of similar cars. Determining the Value of Your Car If you want to keep […]
03
May
May
When an accident is minor and no injuries have been sustained, it may make sense to settle without insurance; however, doing so could leave you responsible for medical costs or car repairs incurred by other drivers involved. If the other driver was injured and you failed to report the accident, they can file suit against […]
03
May
May
Before purchasing a home, it’s essential to be familiar with its surrounding flood zones. Flood zones help assess risk levels, setting mandatory insurance purchase requirements and building codes in high-risk areas. Zones beginning with A or V are designated Special Flood Hazard Areas (SFHAs), having an approximate one percent risk of flooding annually. High-Risk Zones […]
03
May
May
The best car and home insurance bundles provide exceptional customer service, excellent mobile apps and plenty of coverage options. In addition, these policies typically feature one deductible; meaning if both your car and house are damaged simultaneously in one event, only one deductible payment will apply instead of two deductible payments being necessary. Each company […]
02
May
May
Subscribing your teen driver to an existing car insurance policy may be less expensive. To reduce costs further, The Zebra suggests parents encourage good grades among their teen, make sure that he or she stays in an affordable vehicle, and look into discounts available that could reduce rates. Cost of the Car Addition of teenage […]
02
May
May
Multiple Insurance Policies can cover more than one person. Insurance companies often want to know if the policy covers individuals or families. A single-police covers one person. If the person files a claim, the individual will receive the lump sum. You can decide how to spend the money. However, it is wise to get out first before you […]
02
May
May
Idaho drivers may be aware that they must have minimum auto insurance in order to legally drive in the state. Idaho law requires you to carry at least 25/50/15 liability insurance. An Idaho minimum-coverage policy with an average cost is $274. This is significantly lower than the national average of $563 per year. The average cost of full coverage […]
02
May
May
Family Travel Insurance Packages can often save families money and help them avoid paying high premiums or excessive costs for single plans. The family package covers both the spouses and children. The company may offer extended family policies or group travel plans if the family has a ‘extended family’. If your family includes ten or more people, the […]