Category Archives: Finance Guide

Fidelity Life Association was founded in 1896 and is a life insurance company based in Illinois. Vericity owns it, as well as eFinancial which is an insurance agency that sells Fidelity Life Products. It offers both term and permanent products that are geared towards seniors. Fidelity Life received 2 stars out 5 for overall performance. Our editorial team […]

If you have your own business and run it from home, it is easy to blur the lines between personal and business. This can lead to confusion about how you manage certain aspects of your operations. With all the IRS guidelines, home business ordinances and other regulations, it can be easy to lose sight of […]

Bullish market. Investors in capital market. This includes those who follow the trend, and those who use technical or fundamental analysis to invest. The fundamental investor: A fundamental investor is very concerned about accuracy in financial calculations. They can see that stock prices will rise when financial statements are positive and will buy shares if they are happy […]

Each insurance agent is familiar with tips and tricks that make closing sales simpler. There are few secrets to avoiding buying objections. Learn how buying objections can hurt closing insurance sales. Learn why buying a large book about the secrets of handling objections can be a wasteful use of your time. Advanced or trainee insurance agents now rely […]

The key to great insurance advice is easy ways to increase sales. One common misconception is that more prospects automatically means more insurance sales. It is easier to disqualify prospects easily, which makes you a closer. This is how it works. PAIN or Gain Pain and gain are the most powerful emotions when it comes to selling insurance. The old […]

First, truckers and tractors are considered commercial equipment. They do not automatically get the extension of coverage on a personal auto policy. Electronics, personal property, load securing equipment and loading equipment are not automatically covered. Commercial auto liability is very straightforward. The Feds will receive a filing to prove financial responsibility if a trucker is […]

A local agent represents a carrier within a particular city or town. He may represent multiple carriers: he might represent mutual and stock companies. Naturally, the commission paid by the local agent is lower than that of general or regional agents. The local agent provides little in the way of technical insurance services. These services can be provided […]

To prepare your insurance mailers, you don’t necessarily need to be a professional copywriter. Here are 11 proven methods to ensure your prospect or insurance mailers get responded to quickly and efficiently. 1. Write a list of benefits and features. This is the best way to get moving. This will eliminate procrastination and writers block, which are common […]

You need to know all your responsibilities when child-minding. As a caregiver, you are responsible for all that happens. Therefore, you need child-minding insurance according to UK law. You need to be aware of whether any service you provide could be considered child-minding. This is especially important if you manage property belonging to another person. […]

How strange it is that no-one would recommend you go into court without a solicitor, nor tackle Her Majesty’s Revenue & Customs without consulting an accountant? Insuring your business is not easy. Some insurers seem to believe that the idea of saving money on the “middleman” appeals to more than our instincts. This is a […]