Category Archives: Finance Guide

Driving without car insurance is expensive According to the Insurance Information Institute in 2015, 13% of Americans were uninsured. Driving without insurance is dangerous and expensive. Additional fees are often added to ticket fines. You could end up paying more in fines for one offense than for your entire year of car insurance. You may be cited for driving […]

According to statistics, South Africa has hundreds of motor vehicle accidents per day. These accidents can range from major to minor. About 30% of vehicles on the roads are not insured. With 32 people dying every day on the roads, it is almost a metaphorical relief to have your accident deemed minor. This is until you get quoted the […]

If you own a registered vehicle in Rhode Island, car insurance is legally required. You could be subject to severe penalties, such as heavy fines and restrictions on your driving privileges, if you don’t have auto insurance. Whether you currently live in Rhode Island or are planning a move to the Ocean State, it is important to understand car insurance […]

When it comes time to purchase home or tenant’s insurance, many of us don’t think about documenting our possessions. We take out the policy and hope that if the worst should happen, we will be covered by our insurer. Unfortunately, this is not always the case and without a documented inventory of your possessions you […]

Although you have purchased your first car and decided to insure it, you aren’t sure where to begin. Sometimes our desire to save money can lead us to go wrong. Once you decide to insure yourself independently, mistakes are quick to occur. It can work sometimes, but it is best to speak with an expert – an insurance […]

Earthquakes can strike anywhere and at any time. You could end up paying out of your own pocket if you don’t have earthquake insurance. Standard homeowner’s insurance typically does not cover earthquake losses, with many insurance companies requiring an additional policy endorsement or rider for earthquake damage. California was hit by two earthquakes in 2019, which caused nearly $40 […]

Health insurance is a crucial part of staying healthy and protecting yourself from unexpected medical costs. But when it comes to elective surgeries, do you know if your health insurance will cover them? It’s not always obvious what exactly is covered by insurance, and many people are surprised to find out that some elective procedures […]

Summary: Travel insurance provides emergency coverage for travelers who travel from their country to cover a medical emergency abroad. It covers medical evacuations and emergency situations. It is possible that your home health insurance does not cover you overseas, so it is a smart idea to get travel medical coverage. Example Story Imagine the following: Your […]

Is your car insurance policy getting you the best value? A horse or a bicycle can be very appealing these days, given the rising cost of gasoline. Remember that a bicycle’s top is always down, even in bad weather. To save some money, make sure you review your car insurance policy. You may be eligible for a discount […]

The average annual cost for Pennsylvania’s nearly 9 million drivers is $427 for minimum coverage, and $1,476 to insure full coverage. Finding the best car insurance could also mean finding the lowest car insurance. According to Bankrate’s research, Penn National and Geico have the lowest average rates for full coverage and minimum coverage. These top picks […]