Category Archives: Finance Guide

Your Insurance in Good Or Bad Faith

California law generally states that insurance companies have a duty to act in good faith with their insured clients. They must be fair when dealing with a claim. Every insurance policy contains an implicit obligation to fair dealing and good faith. Good faith means that neither the insured nor the insurance company will do anything to hinder the […]

A Few Points on Insurance Policy For Two Wheelers

India Motor Tariff governs Two Wheeler Insurance in India. It applies to all motorized Two Wheelers. There are two types of policies: Act only Policy or Package Policy. Act only policy covers third party liability ( death/injury / Third-party property damage ), and Personal Accident coverage to the owner. The package policy covers damage or loss to the […]

Driving without insurance in Pennsylvania

Many people are struggling to make ends meet due to the economy. Some drivers may consider driving without car insurance in order to save some money. Are there any penalties for being caught without Pennsylvania car insurance? To find out, we did a deep dive. Pennsylvania’s car insurance laws The state law in Pennsylvania requires that all drivers have […]

California Wildfires – Coinsurance in Property Claims Can Penalize YOU!

Nearly every homeowner, renter or business insurance policy includes coinsurance. It can be costly if you don’t fully understand the terms of your insurance contract. A Homeowner policy does not typically include a section called “Co-insurance.” The clause is listed in Section I, Conditions of the standard Homeowners form HO-3. It is also found in any Business Insurance […]