Category Archives: Finance Guide

The worst thing about water restoration is when the adjuster calls to tell you that your invoice is too high. In my 14+ years of water restoration, I have received many calls from adjusters stating that my price for this fan or dehumidifier is too high. I used to get annoyed by this until I discovered the […]

How do you think an additional $5000 or $10,000 in expenses would fit into your family’s budget? High out-of-pocket costs for medical care can be caused by consumer-driven healthcare plans, which were part of the Medicare overhaul legislation passed in 2003 by Bush. This is similar to a tax hike. Two financial components of consumer-driven healthcare […]

Mortgages are a long-term financial commitment. You must continue to make the monthly payments for the entire term of the mortgage. It will be over many years, but no one can predict how your financial situation will change. This is a huge risk. Mortgage Payment Protection Insurance (MPPI), is one of many valuable insurances that you can […]

We discovered that flood insurance was not available to most homeowners in New Orleans, even though they lived in low-risk areas. To rebuild New Orleans, the over 60% homeowners will have to rely on their savings and limited federal assistance. This is at a cost that homeowners and taxpayers cannot afford. Is it possible that California […]

Recent surprises included a letter from my “retirement” company, in which they informed me that my next-year’s premium for health insurance would more than double the amount I paid last year. Although the premium was not cheap, it is absurd. As the baby boomers enter the final stages of their lives, I can see that my […]

Before taking out insurance, policyholders should carefully read and understand the policies. These procedures will provide information including exclusions and details about what the policy covers. Most companies offering car insurance have a variety of exclusions, rules and regulations that are listed in the policy procedures and brochures. A 24-hour claims number is available to customers who […]

Not only can terminal illnesses cause death, but they can also affect financial stability and the well-being of families. However, a viatical settlement can offer financial support and emotional comfort for those suffering from serous diseases. Viatical settlements are simply the transfer of life insurance benefits to another party. Viatical settlements are also known as “viaticals” and […]

Florida’s real estate market is about for a major shake-up. While many of my colleagues remain optimistic about Florida’s market, consultants must be more objective. Our theory is based on the following: Property values all depend upon “Rents”. The true value of any property, whether commercial or residential, is determined by its rent. What rent will the property […]

New practices spend countless hours and large amounts of money on staffing, equipment and software, only to open doors and face delays in receiving adequate insurance reimbursements. The problem can be solved by properly and early addressing the insurance credentialing process – establishing the necessary relationships with the insurance carriers. These are some things to remember when […]

Arbella Insurance, a local boutique insurance provider, offers home and auto insurance to Connecticut and Massachusetts residents. Arbella was founded in 1988. It provides personalized service through independent agents to ensure that it is “the best Northeast property and casualty firm”. Arbella car insurance Arbella’s car insurance is the most popular product of all the insurance companies. Arbella […]