Category Archives: Finance Guide

Insurers worldwide face insurance fraud as one of their top challenges. The slow economy has created pricing pressures, but cutting down on Claims payouts is one of the best ways to improve efficiency and reduce cost. Strategically, the success of carriers depends on how they handle their Claims function. For many insurers Claim processing efficiency can be […]

Imagine if your current insurance policy could be eliminated. What if your current health insurance doesn’t cover office visits co-pays, or specialist co-pays? Did you ever consider how much a “zero” drug deductible could be costing you each month? If this is something you think about every day, or if you’re just one of those people who talk […]

In no-fault states such as Minnesota, PIP (personal injury protection) insurance is a common topic of discussion with car insurers. PIP covers you and your passengers’ medical expenses resulting from an accident, as well as any related costs such lost wages. PIP is an important part of any insurance plan. It should be thoroughly researched, and carefully considered […]

All of us have been there. We’ve all thought about buying something, but haven’t had the time or resources to properly research it. We decide to buy it because it looks good and since I don’t have the time right away, it’s worth it. I assume they’re all the same. The skim researcher will do more. They will […]

If you are making a car accident claim, the other driver’s insurance company will likely contact you to discuss injuries and damages. Ideally, an experienced car accident lawyer should be hired before communicating directly with their insurer. However, this may not always be feasible. In this article we will look into whether and when to […]

Renters insurance policies cost approximately $168 annually to cover up to $100,000 of personal property, which typically includes coverage against theft, damage and additional living expense expenses if necessary. Estimate the value of all your possessions to establish how much personal property coverage is necessary. Consider creating a home inventory to document all items’ prices/current […]

Dean Winters is best known as the actor behind Mayhem insurance commercials and boasts an extensive acting resume, including roles in John Wick and Rescue Me. Additionally, he portrayed Avi in Tarasov Mob movies. His Allstate ads combine deadpan humor and big set pieces to stress the importance of having quality insurance. He is an […]

Most businesses are required by law to provide workers’ compensation insurance to their employees; however, this only covers medical costs related to workplace injuries or illnesses and not unrelated ones. While it is illegal for employers to retaliate against employees who file worker’s comp claims, they are not obligated to maintain them on payroll and […]

What is Health Insurance? Affordable health insurance is essential to protect you in the event of an unexpected, costly emergency. This is possible only by comparing prices from all the major insurance companies and choosing the best health insurance plan for you. In the past, it was difficult to find affordable health insurance. Nowadays, students, small groups, families, […]

I rarely spend too much time watching reality TV shows. I think that if it wasn’t for Barry Manilow appearing last year on a segment, I might have missed the American Idol phenomenon completely. I also would have missed the immensely entertaining interaction between Simon Cowell, the Idol hopefuls, and the constantly changing rounds of Idol […]