Category Archives: Finance Guide

St. Clair Shores is famous for its Nautical Mile. It requires residents who live in Detroit to commute frequently. It is necessary to have one or more insurance-insured vehicles. Car insurance in St. Clair Shores, like elsewhere in Michigan, can be quite expensive. St. Clair Shores drivers pay twice as much at $1,208 per annum for minimum […]

According to the Centers for Disease Control and Prevention, more than 44 million Americans aged 65 and older have received at least one dose COVID-19 vaccine. More than 36 million people are fully vaccinated. Many are discovering that the open road is calling again with this protection. According to Virtuoso, almost 9 out 10 people aged […]

Car theft has risen dramatically in the U.S. during the pandemic — in 2020, it was up almost 10% from the prior year — reversing a two-year decline, according to an analysis of federal crime data by the National Insurance Crime Bureau, an industry organization that focuses on insurance fraud. On top of that, catalytic […]

Aspeeding ticket in North Carolina could have lasting financial and life consequences. Besides the fine itself, a North Carolina speeding ticket increased the cost of car insurance by 55% on average, according to Bankrate’s 2021 study of quoted annual premiums. Courts in North Carolina report citations and convictions to the DMV. Your insurance company will find out that you were cited after you drive […]

Michigan is not cheap for car insurance. Michigan is the second-most expensive state to insure autos. This is due to dense traffic, high rates of road crashes, theft, and insurance fraud. Average car insurance costs in the United States are $565 for minimum coverage, and $1674 for complete coverage. Michigan licensees pay an average of $2,309 per year for full […]

However, it does not cover all situations. You can find out when it is covered and when you are on your own. Medicare does not cover chiropractic services. What chiropractic care is covered by Medicare? Medicare Part B (Medical Insurance) covers manual manipulation of the spine by a chiropractor or another qualified provider if it’s medically necessary […]

The answer is yes, but only in very limited circumstances. Medicare Part B (Medical Insurance), covers acupuncture in limited circumstances and for a limited number of visits per year. Your ability to improve will also affect the number of treatments that you receive. Medicare started covering acupuncture in 2020, in an effort to increase access to alternatives […]

Are you a new driver who just bought your very first car? Congratulations! Nothing beats the feeling of freedom and independence that comes with owning your ride. However, when it comes to protecting yourself and your vehicle from unexpected events on the road, insurance is essential. But how much insurance do new drivers need for […]

There are many companies that offer life insurance. You can choose from a variety of terms and coverage amounts. Your decision will be influenced by price and could even influence the type of policy you choose. NerdWallet provided a quick snapshot of these prices. It compared the average life insurance rates for men & women at […]

Colorado drivers with good driving records will pay $2,016 annually for full coverage and $518 for minimum coverage. These rates are not the highest in the country but it is possible to lower them even further. If you make the right choices, you might pay less car insurance. What is the cost of Colorado car insurance? What is the […]