Category Archives: Finance Guide

Insurers will often reject claims on policies that cover critical illness or life. This is because they have not disclosed important information. We want to help you understand some issues. However, we have kept the names of policyholders and other details secret to protect anonymity. Mrs A was suffering from a secondary infection after having her […]

Many businesses offer cars and other vehicles for employees. It is important to take care of the vehicle so it does not break down. People are more likely to abuse the privileges and misuse vehicles that they don’t own. Employees who use company vehicles should be aware of the rules and follow them when needed. It is […]

California residents have many insurance companies available to them when they are shopping for auto insurance.Geico, Progressive, State Farm and Wawanesa sell some of the best car insurance in California, based on Bankrate’s extensive research.California residents may want to compare these quotes when searching for car insurance. The average cost of car insurance in California is $2,065 […]

Common misconception is that Professional Indemnity Liability policies provide the same coverage as PI (Professional Indemnity) policies. They are not standard and should be tailored to your specific needs. Larger companies are often better equipped to understand their policy differences and exposures. They also know that not all policies are created equal. Often, it is the little […]

Motor trade insurance should be purchased for anyone who plans to open a motor business, whether it is part-time or full-time. Motor industry is risky because you will be driving customer vehicles, keeping them on your premises overnight, and using specialized equipment every day. All policies must cover the building you work in, including fire, theft, […]

The average cost of car insurance in South Carolina is $558 per annum for minimum state coverage, while full coverage costs $1,512 annually. South Carolina law mandates that drivers have minimum liability limits in order to be able to drive and register a vehicle on the roads. South Carolina is the second most dangerous state for car accident fatalities. […]

Insurance adjusters face many outside pressures every day. All readers should be aware of the most important because they could be putting money in your bank. Your State Department Of Insurance is the first. Each state has a Department or Commissioner or Bureau of Insurance. This oversees the activities of all Insurance Claims adjusters and their superiors. Each […]

Are you a good driver? Even if they have one or two bad driving habits, most people will answer yes to that question. These bad driving habits can increase your risk of being in an accident with a motor vehicle. You can avoid accidents by addressing bad driving habits. This can also help lower your insurance rates. Talking […]

Most drivers are at least 19 years old by the time they reach their 20th birthday. This is evident in theAverage cost of car insuranceThis age group is eligible.Drivers aged 19 years old pay on average $4,146 annuallyAccording to Bankrate’s 2021 study on annual premiums, it is $1,100 less than the 18-year-olds who have their […]

61% of Laredo residents own their homes. The average home costs just $130,000. Real estate in Laredo is affordable. Homeowners Insurance costs on average $1,393 annually for a $250,000 home. Unlike some areas of Texas, Laredo does not experience severe extreme weather events that can cause serious damage to homes. It may experience the tail end hurricanes, and flooding is […]