Category Archives: Finance Guide

Are you on the hunt for auto insurance that offers comprehensive coverage, competitive rates, and exceptional customer service? Look no further than Hartford! But before we delve into what makes Hartford stand out from its competitors, let’s first understand what “competitive” really means in the world of auto insurance. Join us as we explore the […]

As much as we love our furry friends, there comes a time when we need to get them the medical attention they deserve. And if your veterinarian recommends getting a PET scan for your pet, you may be wondering how much it will cost without insurance. Don’t worry, in this blog post, we’ve got you […]

Are you tired of feeling confused and overwhelmed when it comes to calculating your take home pay after taxes and health insurance deductions? You’re not alone. Many people struggle with this process, but fear not! In this blog post, we’ll break down the steps for determining your actual take home pay so you can have […]

“Picture this: you’re on the last leg of your dream vacation, cruising down a scenic highway in your rental car, when suddenly you hear a strange noise and feel a bump. Your heart sinks as you realize that someone has rear-ended you. You quickly pull over to assess the damage and are relieved to find […]

Fender benders occur every day. While damages are sometimes minor, you may still wonder whether to file an insurance claim as this can negatively impact your rates. Before filing a claim, however, it would be prudent to obtain an estimate for repairs; you might find that their cost comes in close to or under your […]

As part of a Marketplace application, it’s necessary to estimate your estimated household income. Your household typically comprises you, your spouse (if applicable), any tax dependents who require coverage (even those without health needs). To calculate your MAGI, the following factors will need to be used. 1. Estimate Your Income for the Year You Want […]

As long as your health insurance premiums are paid through payroll deduction, they qualify as tax deductible expenses. Please be aware that only certain premiums qualify. Limiting exclusion could reduce work incentives for those who place high value on health coverage, especially those who expect heavy medical use, while it might impact how employers structure […]

Medicare Supplement insurance (commonly referred to as Medigap) is private health insurance designed to supplement Medicare Part A and B costs. There are 10 standard Medicare Supplement plans that each offer the same set of benefits no matter which insurance company sells it. Costing of Medicare Supplement insurance depends on many variables, such as which […]

If you plan on placing your car on hold for any extended period, be sure to talk with your insurance company first. They may have special rules in place that can help avoid coverage gaps and potentially expensive rate hikes. GEICO provides numerous ways to save on car insurance policies. Get your personalized rate quote […]

Insurance policy documents such as cards and declaration pages should always be kept as long as their policies remain active. This is particularly crucial for auto and health policies as law enforcement or hospitals may request to see these documents for verification purposes. Medical explanation of benefits (EOBs) should only be kept until they can […]