Category Archives: Finance Guide

What should you do if your auto insurance premium payment is late? How does a late premium payment for car insurance affect auto insurance rates? Imagine yourself enjoying a weekend with your family and then suddenly realizing that you have completely forgotten to pay your car insurance premium. Before having panic attacks, it is important […]

Are you on the hunt for a new health insurance provider and considering Ambetter? Look no further! In this post, we’ll dive into everything you need to know about Ambetter Insurance. From their coverage options to customer satisfaction ratings, we’ve got you covered with all the details. So, let’s get started and find out just […]

Are you a proud owner of a Subaru WRX or considering buying one? As thrilling as it is to own this high-performance car, the question of insurance cost can be daunting. The WRX’s reputation for speed and agility often comes with higher insurance premiums, but is that always the case? In this blog post, we’ll […]

A young person can find affordable auto insurance. A young person can find cheap auto insurance by shopping around and being smart about taking advantage discount and other rate reductions. For young people between 18 and 25, a regular quote can cost in the $300-$400 range per month. Sometimes, insurance companies will even charge $400 […]

Fender benders occur every day. While damages are sometimes minor, you may still wonder whether to file an insurance claim as this can negatively impact your rates. Before filing a claim, however, it would be prudent to obtain an estimate for repairs; you might find that their cost comes in close to or under your […]

As part of a Marketplace application, it’s necessary to estimate your estimated household income. Your household typically comprises you, your spouse (if applicable), any tax dependents who require coverage (even those without health needs). To calculate your MAGI, the following factors will need to be used. 1. Estimate Your Income for the Year You Want […]

As long as your health insurance premiums are paid through payroll deduction, they qualify as tax deductible expenses. Please be aware that only certain premiums qualify. Limiting exclusion could reduce work incentives for those who place high value on health coverage, especially those who expect heavy medical use, while it might impact how employers structure […]

Medicare Supplement insurance (commonly referred to as Medigap) is private health insurance designed to supplement Medicare Part A and B costs. There are 10 standard Medicare Supplement plans that each offer the same set of benefits no matter which insurance company sells it. Costing of Medicare Supplement insurance depends on many variables, such as which […]

If you plan on placing your car on hold for any extended period, be sure to talk with your insurance company first. They may have special rules in place that can help avoid coverage gaps and potentially expensive rate hikes. GEICO provides numerous ways to save on car insurance policies. Get your personalized rate quote […]

Insurance policy documents such as cards and declaration pages should always be kept as long as their policies remain active. This is particularly crucial for auto and health policies as law enforcement or hospitals may request to see these documents for verification purposes. Medical explanation of benefits (EOBs) should only be kept until they can […]