Category Archives: Finance Guide

Offering mortgage insurance is one of the most popular marketing strategies that insurance agencies and companies use to help their agents make money quickly. Mortgage insurance should, in theory, be a simple sale for insurance agents. There are few people today who don’t have large mortgages on their homes. This is the most significant monthly expense for families […]

American culture assigns the car we drive as a part of our personality. It defines our values, our style and, to a certain extent, our eccentricities. It’s why Corvette owners make friendly gestures to one another and why everyone wants to take a closer look at the Hummer driver. The car we drive determines how much car […]

You will likely be asked to show proof of Public Liability Insurance if you plan on providing mobile disco services. Public hire and hotel venues can determine the amount of indemnity needed. It’s worth researching the area where you intend to provide service to get an idea of the ‘PLI’ required. Although “PLI” is not […]

Imagine 100,000 potential clients eager to hear about your communication skills in the insurance industry. You can connect with many clients by joining 10 LinkedIn Groups. A list of 100,000 potential prospects and suspects would cost $70,000 if you bought it at $70/thousand. This list also includes the complete personal and business files of each member, along […]

We compiled this list in the spirit of Thanksgiving. It includes 10 reasons to be thankful for your insurance career. It can be easy to forget how great this industry is, even if it’s your only one. 10. Wonderful Vacation Time Prior to working in insurance, I used to get one to two weeks off each year. Insurance […]

Title insurance provides a guarantee that the title your lender holds on a property is free from liens or other title cloud. Let’s first define “title” and not “deed”. Each document establishes ownership in a different way. The property deed holder is the nominal owner and can live there, rent it, add or modify structures, etc. They are […]

Unfair Claims Practices Insurers refused to pay thousands of claims following Hurricanes Rita and Katrina. This was a clear example of Unfair Claims Practices. Unfair Claims Practices are not limited to hurricane losses. Insurance companies denial and delay claims quite often. What should you do if your insurance company is slow to settle your claim? What can you […]

Are you sending cold hard cash through the mail? Maybe it’s a birthday gift for your niece, or perhaps it’s payment for a service. Whatever the reason, you may be wondering if that cash is protected in case something goes wrong during transit. Can you insure cash in the mail? The answer isn’t as straightforward […]

It is crucial to plan ahead when starting a business. This includes taking steps to protect your business’ assets. Insurance should be part of your business start-up plan. Insurance allows a business owner prevent or reduce foreseeable/unforeseeable losses; however, there are many forms of insurance to choose from. Different types of insurance offer different benefits. It is important that you, […]

Are you wondering whether Aetna is a private insurance company or not? Well, the answer might surprise you! With so many healthcare providers and insurers out there, it can be hard to keep track of who’s public, private or somewhere in between. In this blog post, we’ll dive deep into the history and structure of […]