Category Archives: Finance Guide

Each person on or near their property is responsible for their safety. Neglecting to address hazards and failing to maintain the property properly are signs of negligence. They create a dangerous environment for employees, visitors, and themselves. Both residential and commercial property owners have a responsibility to create safe environments. Failure to observe this duty could lead to […]

There are many ways to obtain lower rates. I will show you 13 ways to save money across multiple policies. These tips will only be of benefit to you if you implement them. 1. Maintaining your home will result in lower rates. Make sure you take care of any dead tree limbs. Do your best to fix any injury that […]

Protecting one’s income from illness, injury, or disability is a smart and profitable strategy in these uncertain times. Income protection insurance will protect you from losing your job if you become incapacitated due to an injury or illness. It will also ensure that you receive a steady income similar to what you earn. What is Income […]

You could be eligible for payment protection if you have mortgage, credit card, or loan repayments each month. If you work full-time and want to protect your income, then you could benefit from payment protection. A term used to describe a group of insurance policies that includes payment protection. These include income protection, loan protection, and mortgage […]

There are insurance policies that can cover almost everything. These include car and home insurance, life insurance, and pet insurance. Motor insurance is mandatory for everyone who owns a vehicle. However, many other insurance policies can be purchased at no additional cost. HM Forces personnel who are preparing for deployment to other countries might want to consider […]

It is always fascinating to see how a product or service is priced. We all know that gas prices are highly volatile, while food prices are driven up by inflation and, of course the price of gasoline. What about the rates for other products or services like auto insurance? Auto insurance rates are affected by so many […]

A hotel business can be exposed to many risks, from dealing with different interest groups and factors to unfavorable business conditions to unfortunate events, natural calamities, and other unforeseen circumstances. Financial coverage is essential to ensure that the business can navigate these challenges without any difficulties and remain viable. Hotel business insurance policy is one such tool. […]

Adopting a spouse onto your health insurance can require specific documents. While the process varies depending on your employer and insurer, in general the process should be straightforward. Addition of your spouse can be done during open enrollment or upon experiencing a qualifying life event such as getting married or losing other coverage. Be sure […]

As a roofing contractor, understanding how roof insurance claims work will enable you to foster stronger relationships with insurers, effectively serve your clients, and avoid delays. Homeowners insurance usually provides protection against roof damage caused by severe storms, including wind and hailstorms. How much your insurance provider gives you for roof damage will depend on […]

USPS offers various insuring options, from purchasing insurance directly through post offices to third-party providers such as Shipsurance that may provide lower rates than USPS. Insurance costs depend on the declared value of your package; however, it is always wise to purchase coverage when shipping valuable items. Insurance coverage USPS first class mail insurance offers […]