Category Archives: Finance Guide

Owner Operator Insurance – Non-Trucking, Bobtail & Unladen Liability Definitions and Impact

Motor Carriers (MC), which use Owner Operators (OO), enjoy certain benefits, but also face additional risks. Uninsured exposure to the OO can occur even if the Motor Carrier is not using the OO in a business use capacity. The MC’s Trucking or Commercial Auto Liability policy (AL) provides coverage for motor carriers’ owned units and […]

All About Auto Owners Insurance

Sometimes, seemingly insignificant clauses and caveats found in auto insurance policies can make the difference between good and poor policies. Before signing an auto owner insurance contract, ask your agent these questions. Make sure you have the exact same answers in the policy. Do you want to be considered a “family policy”? Family policies provide […]

What Insurance Companies Offer Roadside Assistance Without Comp And Collision?

Have you ever found yourself stranded on the side of the road with a flat tire or dead battery? It can be a frustrating and stressful experience, but luckily many insurance companies offer roadside assistance to help get you back on your way. However, some policies require that you have comprehensive and collision coverage before […]

Can I Go to Doctor Without Insurance?

Lacking health insurance can make accessing medical care difficult. Without health coverage, people may forgo preventative services which could prevent future serious medical problems from developing. Here are a few affordable healthcare options in the US: Cost At some point in life, almost everyone requires medical treatment of some sort – be it due to […]

How to Find Out If You Have Health Insurance

Health insurance provides you with protection against unexpected medical costs. You can acquire it through employment, purchasing a plan through the Marketplace or public programs such as Medicaid and Medicare. Our interactive tool can assist in your search for doctors, prescriptions and services that fit within the scope of your health plan coverage. It is […]