Category Archives: Finance Guide

Med Pay (Medical Payments Coverage) and PIP (Personal Injury Protection Coverage) are first-party coverages that apply to the insured, their passengers, and sometimes other people. In states with no No Fault laws, Med Pay can be found. PIP is available in states where have no Fault laws. Med Pay will usually cover reasonable medical and funeral […]

The average cost of car insurance in Wyoming is $271 for minimum coverage and $1,495 for full coverage, according to Bankrate’s 2021 study of quoted annual premiums. The annual premiums were examined more closely and it was revealed that driving records, location, age, and carrier all have an impact on how much you pay for car insurance. Wyoming may […]

Texas drivers pay higher car insurance rates that the average American. The average cost of Texas car insurance is $1,823 per year for full coverage and $524 for minimum coverage. The average premium for car insurance in the United States for full coverage is $1,674 annually, and $565 for minimum coverage. Data shows that 15.5% of Texans are below the […]

As our world becomes increasingly digital, the risk of cyberattacks grows with it. Cybersecurity insurance has become a necessity for many businesses to protect against financial loss and reputational damage caused by data breaches. However, the cost of these policies can be prohibitive for small and medium-sized enterprises (SMEs) who are already struggling to stay […]

GAP insurance is used in the event of total vehicle loss due to an auto accident. It covers the difference between the amount the insured person receives from an insurance company and the amount owed by the bank to the lienholder (bank that provided the loan) on the vehicle. GAP insurance does not fall under the […]

Owning a home can be a rewarding experience, but it comes with a number of responsibilities, like purchasing homeowners insurance. Alabama homeowners pay an average $1,624 annually for $250k worth of dwelling coverage. Although the state’s median property value is just $147,900–significantly lower than the national average value of $229,700–having homeowners insurance is still important for Alabama residents. Many homeowners […]

Are you considering getting dental implants but worried about the cost? Dental implant surgery can be expensive, and you may wonder if your insurance will cover it. Well, the good news is that some insurance plans do cover teeth implants. In this blog post, we’ll explore what insurance covers teeth implants so that you can […]

First Party’ coverage for car insurance is related the coverages that the policy offers to the insured and not to third parties or other persons. The two most important components of car insurance coverage include Personal Injury Protection (PIP) and Medical Payments (MedPay). The type of insurance coverage you choose will vary depending on the state and what […]

Like drivers in other states, Connecticut drivers are legally required by law to have car insurance. Car insurance will help protect your finances in the event of an accident. Your financial planning should include auto insurance. On average, drivers in Connecticut pay $1,845 per year for full coverage insurance and $794 per year for minimum coverage. In 2015, Connecticut registered more […]

Are you a parent who pays child support in Louisiana and is wondering when medical insurance coverage for your child ends? It’s important to know the laws and regulations regarding this issue to ensure that you are fulfilling your responsibilities as a parent. In this blog post, we will provide all the information you need […]