Category Archives: Finance Guide

Everyone knows that flooding is a potential hazard in any part of the world. Unfortunately, not everyone is prepared for when it does happen. If you live in an area that’s susceptible to flooding, you may be wondering how to buy flood insurance. In this blog post, we will provide you with all the information […]

Renter’s insurance is one of the most important pieces of insurance you can have. It covers you in the event that something happens to your residence, whether it’s a fire, flood, or burglary. But does renting really make renters insurance invalid in the eyes of landlords? The short answer is no, but it depends on […]

A new car purchase can be one of life’s most exciting experiences. This is a decision that will stay with you for the rest of your life. The days of purchasing a new car every other year are gone. The economy is so poor these days that many people have to keep the same car for years. […]

As a life insurance salesperson, you must possess exceptional interpersonal and communication skills as well as an in-depth knowledge of both your clients and their families. Establish the appropriate type of life insurance for your client is vitally important, particularly with whole life policies that contain cash value features. 1. Determine the Value of Your […]

Marriage is an exciting life event that often impacts your insurance needs. At GEICO, we can assist in merging policies between spouses and taking advantage of discounts like multi-car and homeowners policies to save on coverage costs. Insurance providers usually require all licensed members of your household be included on your policy; this is especially […]

While insurance providers in the US do not currently offer dash cam discounts, these cameras can serve as invaluable evidence against false claims, not-at-fault accidents and theft or vandalism. Furthermore, they’re an invaluable way for parents to monitor their teenage driver’s driving habits. Dash cams may not reduce your insurance rates directly, but they may […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

How much your car insurance rates increase due to a speeding ticket depends on several factors, including severity of violation, state/insurer/driver history etc. Your chances of successfully challenging a traffic ticket depend upon its severity and the county where it occurred; other violations could also impact your premiums. Speeding Tickets One of the most frequently […]