Category Archives: Finance Guide

Custom and protocol in Florida generally dictate that it is the seller’s responsibility to pay for an owner’s title insurance policy; however, this can often be negotiated between both parties in any given real estate transaction. Real estate transactions involve many moving parts. From seller fees to escrow deposits, many expenses must be covered for […]

Acquiring a new motorcycle can be both thrilling and daunting; most buyers finance through dealerships; make sure you speak to their finance specialists about a payment plan before making your decision. Most states mandate motorcycle registration and driving legally with insurance in effect. You should obtain liability coverage, medical payments coverage and uninsured motorist coverage […]

Many drivers possess vehicles fitted with expensive personal items like premium stereo systems and GPS navigation devices. Typically, an auto policy does not cover items stolen from a vehicle; however, they may be covered under homeowner or renter insurance with lower deductibles. Comprehensive Coverage Most states mandate you carry liability insurance, which pays for other […]

Landlord insurance may not be required, but it’s wise for anyone who rents their property out to others. Landlord policies tend to cost more than traditional homeowners policies but can provide extra protections such as liability and lost rental income protections. Out-of-pocket expenses and lawsuits can quickly mount up without adequate coverage in place. Landlord […]

Insurance companies exist to make money and are in the business of paying out as little on claims as possible. Unfortunately, they often take advantage of car accident victims who attempt to settle without legal representation. An experienced Hamburg, NY car accident attorney can provide invaluable guidance throughout the legal process. Here are a few […]

Transferring car insurance between vehicles is generally straightforward and can often only require a telephone call, though it’s essential that you understand your state’s rules on auto insurance lapses before purchasing or selling another vehicle. Most insurance providers do not charge an administrative fee to switch vehicles, although your premium may increase depending on its […]

Shaquille O’Neal is one of the greatest centers in NBA history. However, he also understands the value of money is not one to be used recklessly. He boasts an impressive portfolio, consisting of The General car insurance, Vitaminwater, Lyft, Sacramento Kings basketball team tickets, Auntie Anne’s pretzel restaurants, 40 fitness centers, shopping centers and movie […]

Insurance verification ensures claims submitted accurately for patients. It can be completed using COI requests, an online portal or automated software systems. Erroneous information can lead to denied claims, lost revenue and dissatisfied patients. To mitigate such potential pitfalls, healthcare providers must always verify insurance before treating a patient. 1. Patient Information As part of […]

Renting a home can be an exciting adventure, but it also comes with certain risks. One of the best ways to prepare for any unexpected events is to get renters insurance. Whether it’s damage from burglary or a natural disaster, renters insurance can make all the difference when it comes to covering your losses. But […]

After an accident, you may be wondering how long it will take for your insurance rate to go down. Insurance premiums can be expensive and can affect your budget on an ongoing basis. But understanding the timeline that follows an accident can help you make informed decisions when it comes to your policy. This article […]