Category Archives: Finance Guide

Which Statement Is Correct Regarding Mutual Life Insurance Companies?

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Disability Insurance COLA Riders – What Does Cola Stand For in Insurance?

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Can You Change Homeowners Insurance Anytime?

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

Auto Insurance: Accidents Happen

You need auto insurance. To register a motor vehicle, most states require that you have auto insurance. Without proof of insurance, registration is not possible. It is the law. Regardless of whether the law is true or not, auto insurance can help you protect your assets, loved ones, and yourself. It is a litigious world. You don’t want the possibility […]

Luv-Lite – Must We All Obey the Unwritten Rules for Luv-Lite?

Over the last few decades, a world culture of alienation developed and now holds humanity captive. It is like a fish in the water. But you don’t know it. This was twenty years ago. The emphasis on psychology, personal growth, and popular spirituality on self-help, personal power, individual and spiritual autonomy, creating one’s own paths, alarm me. Guess […]