Category Archives: Finance Guide

These are the Three Essential Parts of an Auto Insurance Policy 1: Other Party Auto insurance Bodily Injury (BI), Liability (PD) and Property Damage (PD), coverages are legally required in many states. (BI & PD). Most people know they need BI & PD coverage, but don’t know how to decide how much. This is a simple […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

That is why we wait for the sale season, use discount coupons or shop online – all in an effort to bring down our expenses. What about our car insurance premium? Is there a way to bring it down too? We care about it. That’s we’ve made this step-by-step guide on reducing car insurance premium. […]

My body was in a rapidly declining state at 38. I spent 90% of my day distracted by stiff joints, scar tissue and toxic buildup. This kept me from having a fulfilling and enjoyable day. Without some form of pain relief or stimulant, I couldn’t make it more than half of the day and in my […]

Why are women doing this? We check Facebook ten millions of times. We care about what he likes and does at any given moment. Can we not be focused on ourselves and let go “he”? Sometimes, I believe we women spend too much time worrying about our ex partner. He spends more time thinking about […]

Anybody who is familiar with diamond jewelry will know the four Cs that describe a diamond’s qualities: cut, color, clarity and carat. While color and carat weight are important factors, women don’t want a large yellow or colorless diamond the size of a gnat head. While cut and clarity are important, all four attributes are necessary to […]

Even with love, there are no guarantees in this life. We fall in love and hope for the best. Is that enough? It doesn’t seem so. In my life, I have always believed that “Do not give in without fighting hard” and the same applies to relationships. You have to be willing to try new things if you want to […]