Category Archives: Finance Guide

As we navigate through life, it’s important to plan for the unexpected. One way to do this is by securing a power of attorney (POA) and life insurance policy. But have you ever wondered who can be named as the beneficiary on your life insurance if you have a POA in place? The answer may […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

Humanity’s most beloved principle is nonviolence. Humane is synonymous with nonviolence. It means being kind, compassionate or having the ability to treat others with kindness. Being humane is the same thing as being nonviolent. Ahimsa, also known as nonviolence, was one of the core values in East. It is now incorporated into Jainism and Buddhism. Since Jesus Christ, it […]

Gurus, shamans, and spiritual leaders all use the phrase “Open your Heart” quite often. What does it really mean to “open your heart?” The majority of people think with their egos, which is a result of operating from fear, sexual desire or power choices. These response systems are not accidental. They relate to the person’s first, second and […]

Are you in search of a life insurance policy but don’t know where to start? Look no further! In today’s digital age, finding the right life insurance policy has become easier than ever before. But with so many options out there, it can be challenging to narrow down your choices and find the perfect fit […]

*The second in a series about real life experiences that the author has shared. Only names of people or places may lead to a deviation from the truth. My friends, enjoy this true story. I hope you will learn from my foibles. The first article, “Experiences From ‘The Flow (1): From Heartbreak To Happiness (Nov 2007,”)” […]

1: You don’t have romantic time anymore, just you You may notice that you are spending less time together, just you two, which could be a sign you are not getting along well. This is especially true if you are being accompanied by your friends to every outing. It is a sign that he wants to […]