Category Archives: Finance Guide

Attention all parents out there! As your teenager gets behind the wheel, you’re probably wondering whether or not they need to be added to your car insurance. You may think it’s an unnecessary expense but trust us, it’s better to be safe than sorry. So, let’s dive into this topic and find out the answer […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

*The second in a series about real life experiences that the author has shared. Only names of people or places may lead to a deviation from the truth. My friends, enjoy this true story. I hope you will learn from my foibles. The first article, “Experiences From ‘The Flow (1): From Heartbreak To Happiness (Nov 2007,”)” […]

1: You don’t have romantic time anymore, just you You may notice that you are spending less time together, just you two, which could be a sign you are not getting along well. This is especially true if you are being accompanied by your friends to every outing. It is a sign that he wants to […]

Are you planning your next adventure but wondering if travel insurance is worth the investment? With so many variables to consider, it can be challenging to decide whether or not to purchase coverage before booking your flight. From unexpected cancellations and medical emergencies to lost luggage and flight delays, there are numerous incidents that travel […]

It is a must to compare car insurance policies online, whether you are looking for a new policy or renewing an old one. Do your research before you buy your car insurance. Buying car insurance can be confusing because there are so many insurance companies. Comparing car insurance quotes is the best way to find the best deal. Here […]

You’ve been married for some time. It’s been a long time. You may have been together for so many years that you feel like you are married. You might be thinking of embarking on a long-term relationship with your special person, but the idea of the entire thing lasting a lifetime is too daunting. You have committed to being […]