Category Archives: Finance Guide

Have you ever found yourself in a situation where you need to drive someone else’s car, but your name is not on the insurance policy? Maybe you’re borrowing a friend’s vehicle for an emergency or renting a car for vacation. Whatever the reason, it’s important to know whether it’s legal and safe for you to […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

1. DMV Records Important factors are ticket history and involvement in accidents. The likelihood of road accidents is also affected by the annual mileage. It is obvious that more time a vehicle spends on the roads increases the chance of an incident. A clean record with no violations and an incident-free driving experience indicates that the policyholder is a […]

Love is the most sought-after, most deeply cherished, and most humanly pursued element of the universe. It is also the most misunderstood and undervalued commodity of all human existence. Why? We are all so stupid that we can’t tell emotion apart from love. We believe that nice is loveable, and good is lovable. It’s no wonder that relationships are becoming […]

Insurance telematics (UBI) and Usage Based Insurance continue to be introduced around the world. Insurers must choose the right business model to succeed in the rapidly changing market. Many programs have a price discount focus, which leads to a predictable race to the bottom. However, the industry is making strides to select the best companies to succeed. […]

One time there was a young lady who lived in rags and had to help others in order to survive. Despite the fact that she was forced to work as a slave and toil, she persevered and showed kindness and concern to others who were less fortunate than herself. Her demur was clear that she believed God […]

The company was founded by Soichiro, who struggled to make his mark in the highly competitive automotive industry. Honda started out as a supplier of piston rings to Toyota. It has since grown into a multi-divisional company with interests in scooters, motorcycles, and jet engines. Honda is the largest two-wheeler manufacturer in the world and has gained […]