Category Archives: Finance Guide

Signing up for dental insurance depends on where it comes from: workgroup plans or individual policies (also called individual plans). Open enrollment periods usually occur around November/December for group and Medicare Advantage plans. However, you can purchase dental insurance outside of open enrollment if a qualifying life event arises. Group Plans Open enrollment is an […]

If you don’t already have employer-sponsored health coverage, Obamacare (Obamacare) marketplace provides excellent options for individual and family plans as well as short-term plan options and Medicare coverage. Avoid limited-benefit health plans with low premiums but high out-of-pocket costs; these don’t represent real insurance. Instead, opt for more comprehensive health plans:. 1. Check With Your […]

State workers’ comp insurance funds provide businesses with workers’ compensation coverage when private insurers don’t. This option may be an appealing one for companies that cannot find coverage through these channels. Some states operate state funds with exclusive privileges while others provide state funds that compete with private insurers for business and offer more attractive […]

Car insurance rates vary significantly based on factors like your age, driving history and credit score; other considerations could also play a part depending on where you reside. Teen drivers typically pay more for insurance because of their inexperience on the road and increased likelihood of accidents, yet NerdWallet provides an estimate tool that allows […]

As soon as a plumbing disaster strikes, it’s essential that you contact your insurance provider immediately so they can send out an adjuster and assess the damages. However, insurance companies tend to avoid covering bathtub leaks as they believe homeowners should maintain their properties appropriately. Damage to the Bathtub Homeowners insurance offers financial protection against […]

The Knights of Columbus offers an extensive selection of life, retirement and long-term care policies through its network of insurance agents. This company holds an A+ rating with the Better Business Bureau, offering competitive life insurance policies at very reasonable rates to men who belong to Catholic fraternal organizations. Unfortunately, their policies are only available […]

For car insurance in Clinton Michigan, you can expect to pay $864 for minimum coverage and $2.004 for complete coverage. Although this is quite a large sum, it is not as costly as in other parts of the state. For example, Warren drivers pay $1,480 and $3.346, respectively. Clinton insurance is less expensive because Clinton accounts for […]

Are you tired of being turned down by insurance companies for oral anesthesia coverage? Look no further than Oraqix! This innovative product has become a game-changer in the dental industry, providing patients with pain relief without the need for needles or injections. But can Oraqix be billed to insurance? The answer may surprise you. In […]

In San Francisco, car insurance is required by law. The average annual premium for full coverage policies is $2,441 and for minimum coverage policies it is $842. There were 3124 accidents that caused property damage in San Francisco in 2017. It is therefore important to have comprehensive car insurance with sufficient protection. There are many ways to lower […]

Are you in the market for car insurance but don’t know which provider to choose? With so many options available, it can be overwhelming to determine what’s best for you. Two of the most popular auto insurance companies are USAA and Geico. In this blog post, we’ll compare USAA and Geico side by side to […]