Category Archives: Finance Guide

Although it might seem impossible to visualize, you will likely need help later on in your life. It is up to you to pay for it. Long-term care insurance can be a way to plan. Long-term care is a term that refers to services not covered by regular insurance. This includes help with daily routine activities like dressing, […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

Each member of a society is an average. Our experience has shown us that if we educate ourselves and our children better, it will improve our society’s education. Every society places emphasis on education, if possible. (With some notable exceptions. We create a criminal society if we show less care and create anger in ourselves and others. This is what […]

In my twenties I lived in Los Angeles and had a great time. I was happy in a job that I enjoyed and it paid well. I had a lovely apartment and a nice car, and enjoyed my single life. As I reached 27 years old, I felt ready to settle down and marry. I had been with […]

That is why we wait for the sale season, use discount coupons or shop online – all in an effort to bring down our expenses. What about our car insurance premium? Is there a way to bring it down too? We care about it. That’s we’ve made this step-by-step guide on reducing car insurance premium. […]

My body was in a rapidly declining state at 38. I spent 90% of my day distracted by stiff joints, scar tissue and toxic buildup. This kept me from having a fulfilling and enjoyable day. Without some form of pain relief or stimulant, I couldn’t make it more than half of the day and in my […]

Why are women doing this? We check Facebook ten millions of times. We care about what he likes and does at any given moment. Can we not be focused on ourselves and let go “he”? Sometimes, I believe we women spend too much time worrying about our ex partner. He spends more time thinking about […]