Category Archives: Finance Guide

Vehicle insurance: Commercial vehicles are used to transport products and travelers during the course of business. Business collision protection is essential to protect your property in the event of an accident. You will be able to protect your family and personal items as well as the vehicle from many of the possible accidents that may occur while […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

Are you in search of a life insurance policy but don’t know where to start? Look no further! In today’s digital age, finding the right life insurance policy has become easier than ever before. But with so many options out there, it can be challenging to narrow down your choices and find the perfect fit […]

Humanity’s most beloved principle is nonviolence. Humane is synonymous with nonviolence. It means being kind, compassionate or having the ability to treat others with kindness. Being humane is the same thing as being nonviolent. Ahimsa, also known as nonviolence, was one of the core values in East. It is now incorporated into Jainism and Buddhism. Since Jesus Christ, it […]

Gurus, shamans, and spiritual leaders all use the phrase “Open your Heart” quite often. What does it really mean to “open your heart?” The majority of people think with their egos, which is a result of operating from fear, sexual desire or power choices. These response systems are not accidental. They relate to the person’s first, second and […]

Are you planning your next adventure but wondering if travel insurance is worth the investment? With so many variables to consider, it can be challenging to decide whether or not to purchase coverage before booking your flight. From unexpected cancellations and medical emergencies to lost luggage and flight delays, there are numerous incidents that travel […]

*The second in a series about real life experiences that the author has shared. Only names of people or places may lead to a deviation from the truth. My friends, enjoy this true story. I hope you will learn from my foibles. The first article, “Experiences From ‘The Flow (1): From Heartbreak To Happiness (Nov 2007,”)” […]