Category Archives: Finance Guide

Which Statement Is Correct Regarding Mutual Life Insurance Companies?

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Disability Insurance COLA Riders – What Does Cola Stand For in Insurance?

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Can You Change Homeowners Insurance Anytime?

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

The Four ‘Cs’ To a Meaningful and Lasting Romance

Anybody who is familiar with diamond jewelry will know the four Cs that describe a diamond’s qualities: cut, color, clarity and carat. While color and carat weight are important factors, women don’t want a large yellow or colorless diamond the size of a gnat head. While cut and clarity are important, all four attributes are necessary to […]

The Romance of Humanity With Nonviolence

Humanity’s most beloved principle is nonviolence. Humane is synonymous with nonviolence. It means being kind, compassionate or having the ability to treat others with kindness. Being humane is the same thing as being nonviolent. Ahimsa, also known as nonviolence, was one of the core values in East. It is now incorporated into Jainism and Buddhism. Since Jesus Christ, it […]

How to Experience a New Reality By Opening Your Heart

Gurus, shamans, and spiritual leaders all use the phrase “Open your Heart” quite often. What does it really mean to “open your heart?” The majority of people think with their egos, which is a result of operating from fear, sexual desire or power choices. These response systems are not accidental. They relate to the person’s first, second and […]