Category Archives: Finance Guide

Income Protection Insurance – 5 Things They Don’t Tell You About When You Buy

You might be afraid to become unemployed, or you may want Income Protection Insurance. If so, you should take note of these five things that they won’t tell you (or may ignore) when you buy an income insurance policy. 1. Exclusion Period Nearly all policies include a clause that excludes unemployment claims for 120 days or […]

Why Won’t Your Insurer Pay Your Critical Illness Cover?

Over the last few years, much has been written on critical illness (CI), products. These articles have highlighted both the negatives as well as the positive aspects of this complicated type insurance coverage. Research shows that there is a lack trust in certain claim processes and procedures. Worse, insurers are not willing to pay expensive claims if they […]

Documenting Insurance Claims – A Very Good Idea

“The insured is our enemy; depreciation our friend.” On the first day of class at the most prestigious school of insurance in the country, a student wrote this phrase on the chalkboard. Everything was erased by the instructor at the end each day except for that phrase. Many insurance holders who have legitimate claims and are honest and […]

‘Quick Start’ For Life Insurance Sales

Offering mortgage insurance is one of the most popular marketing strategies that insurance agencies and companies use to help their agents make money quickly. Mortgage insurance should, in theory, be a simple sale for insurance agents. There are few people today who don’t have large mortgages on their homes. This is the most significant monthly expense for families […]

10 Insurance LinkedIn Groups – 100,000 Clients Waiting For Your Business Communication Skills

Imagine 100,000 potential clients eager to hear about your communication skills in the insurance industry. You can connect with many clients by joining 10 LinkedIn Groups. A list of 100,000 potential prospects and suspects would cost $70,000 if you bought it at $70/thousand. This list also includes the complete personal and business files of each member, along […]