Category Archives: Finance Guide

Under the Affordable Care Act, all full-time employers and their dependents are mandated to offer health coverage to employees and dependents. Employers have various options available to them for providing this coverage for their employees. In this article, we’ll look at three great strategies available to small businesses: health reimbursement arrangements (HRAs), employer-sponsored plans and […]

Have you ever been in a car accident, only to find out that the other driver’s insurance company is dragging their feet? It can be an incredibly frustrating situation, and one that many drivers have experienced. Unfortunately, dealing with insurance companies isn’t always a simple process; they don’t always work quickly or efficiently. So what […]

When it comes to medical insurance, there are a lot of options out there and it can be difficult to navigate through them all. One such option worth considering is Guarantor Medical Insurance (GMI). But who is GMI and what do they offer? In this blog post, we’ll be taking an in-depth look at Guarantor […]

Your employer may pay your full salary if you become ill as an employee. Employers must provide statutory sick leave for most employees up to 28 weeks. However, this will likely be much less than your full earnings. You would likely have to rely upon state benefits after that. Some employers offer group income protection insurance as […]

This could be covered by insurance. This is why you should have insurance. Are you aware that a poor-defended Tax investigation can bankrupt you Are you sure this is not possible? ? OK. Let’s move on to the answers. – That was another question! Let me now answer these questions in reverse order… First, don’t think that a thorough tax investigation […]

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]

Everyone needs insurance. It’s a way of protecting yourself and your family from the financial losses that can come with unexpected tragedy or illness. The best way to find out what insurance you’re eligible for is to check your eligibility. But how can you do this? In this blog post, we will guide you through […]

Health insurance is an essential part of any worker’s life. It can be the difference between having access to much-needed medical care or being stuck in dire financial straits. Unfortunately, not everyone has access to work health insurance, which can be expensive and difficult to obtain. This article will cover the basics of how to […]

There are two types of property damage: property damage caused by another person to your property, or damage due to a natural disaster. Property damage you cause to someone else’s property. Your property can be protected from many possible disasters, such as fire, smoke, vandalism, flood, and fire. It is important to understand the details and […]

It’s too late. Every day thousands of people hear this and feel that sinking feeling when it becomes apparent that something they once had is no longer available to them. People with no savings, or less than two months’ wages in the bank (which is the majority of people working age), were able to purchase Income Protection […]