Category Archives: Finance Guide

This could be covered by insurance. This is why you should have insurance. Are you aware that a poor-defended Tax investigation can bankrupt you Are you sure this is not possible? ? OK. Let’s move on to the answers. – That was another question! Let me now answer these questions in reverse order… First, don’t think that a thorough tax investigation […]

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]

Everyone needs insurance. It’s a way of protecting yourself and your family from the financial losses that can come with unexpected tragedy or illness. The best way to find out what insurance you’re eligible for is to check your eligibility. But how can you do this? In this blog post, we will guide you through […]

Health insurance is an essential part of any worker’s life. It can be the difference between having access to much-needed medical care or being stuck in dire financial straits. Unfortunately, not everyone has access to work health insurance, which can be expensive and difficult to obtain. This article will cover the basics of how to […]

There are two types of property damage: property damage caused by another person to your property, or damage due to a natural disaster. Property damage you cause to someone else’s property. Your property can be protected from many possible disasters, such as fire, smoke, vandalism, flood, and fire. It is important to understand the details and […]

It’s too late. Every day thousands of people hear this and feel that sinking feeling when it becomes apparent that something they once had is no longer available to them. People with no savings, or less than two months’ wages in the bank (which is the majority of people working age), were able to purchase Income Protection […]

Even though you don’t own the car, auto insurance must be purchased when you lease it. This is because you must meet the minimum auto insurance requirements wherever you lease a car. You also need to comply with any additional requirements that your lessor may have, such as collision and comprehensive coverage. For a leased car, […]

Dependent upon the nature of your incident, you may need to file multiple insurance claims at once. A good plan will make this easier while helping ensure you receive the fairest settlement. Adjusters may attempt to dismantle your claim with tactics like delaying, lowballing and gaslighting. Here are six things you should keep in mind […]

Driving without insurance is a class 2 offense in South Dakota. A judge will decide the severity of penalties for each driver. Drivers can expect to pay a minimum of $100, 30 days in jail, or both, as well as a license suspension for not following South Dakota’s financial responsibility laws. They must also file proof of insurance, […]

Windshield repair is a crucial element of car maintenance. If your windshield gets damaged, it’s important to fix the crack or chip as soon as possible. But many people are unsure about the impact that repairing their windshield will have on their insurance premium. Will you have to pay more for your insurance after getting […]