When you’re shopping for insurance, it’s important to understand who the policy holder is. The policy holder is the person who owns the insurance policy and is responsible for paying the premiums. The policy holder is also the person who is covered by the policy. In most cases, the policy holder and the insured are […]
Category Archives: Finance Guide
The state of New Hampshire expected that car insurance rates in 2007 would decrease by as much as 1 percent. This is the first NH auto insurance rate decline since 1999. It’s a great time to compare rates with top-rated New Hampshire car insurance companies in order to find the best NH car policy rate. You should get […]
When it comes to car insurance, there are a lot of variables to consider. What type of coverage do you need? What is your budget? How much risk are you willing to take? But one of the most important questions to ask is: what is the minimum car insurance required by law? The answer to […]
When you purchase a life insurance policy, you are entering into a contract with the insurer. This contract outlines the terms of your coverage, including the length of the policy, the death benefit, and any riders or additional coverage you may have purchased. But did you know that there are also certain required provisions that […]
Banks and lenders were fined by the Financial Services Authority (FSA), for mis-selling Payment Premium Insurance (PPI) to them and failing to treat customers fairly. PPI (Payment Premium Insurance) is sold to borrowers in order to protect them from the possibility of not being able to make their monthly payments on credit cards, personal loans, or […]
You may be wondering if you can have more than one renters insurance policy. The answer is yes, in most cases. You can have multiple policies with different companies or different coverage amounts from the same company. There are a few reasons why someone might want to have more than one policy. Maybe you’re renting […]
Cancer is a scary word. It’s a diagnosis that no one wants to hear. But if you or a loved one has been diagnosed with cancer, you’re probably wondering what comes next. One of the first questions you might have is whether or not your insurance will cover treatment. The answer, unfortunately, is not a […]
The Wi Commission of Insurance is a state-run organization that regulates the insurance industry in Wisconsin. It is also responsible for handling complaints from consumers about their insurance companies. So, how much does the Wi Commission of Insurance earn? According to its most recent annual report, the organization brought in a total of $18.9 million […]
It’s no secret that mental health is a problem in the United States. In fact, it’s been called an “epidemic” by some. According to the National Alliance on Mental Illness, 1 in 5 adults in the U.S. experiences mental illness in a given year. While that number is staggering, what’s even more concerning is the […]
If you are looking for flood insurance and you are wondering how much of a discount you can get for being above the Base Flood Elevation (BFE), there is no easy answer. The National Flood Insurance Program (NFIP) offers discounts for properties that are built above the BFE, but the amount of the discount depends […]