Category Archives: Finance Guide

You may be wondering if you are a high-risk New York driver if you have been involved in a driving accident or multiple. An insurance company considers a high-risk driver anyone who is likely to file an insurance claim in the future, regardless of driving record or age. New York is a safe state, even though […]

Building a client base as a life insurance agent can seem daunting at first, but it is possible if you take the right steps. In today’s article, we will explore how one life insurance agent built a successful base of clients and how you can do the same. From networking to leveraging social media to […]

It is known that President Dryden of Prudential and President Knapp of Metropolitan were both close friends of Prudential of London. Both were able to see the operation of the business firsthand when they went to London. They were treated with every kindness by Stewart L. Woodford (the Metropolitan’s Attorney), and Mr. Knapp. They returned with a clear […]

Motor vehicle accidents are the leading cause of injury death in Georgia and the second-leading reason for hospitalizations. It’s no surprise that Georgia insurance companies take high-risk driving seriously due to the large number of fatalities and injuries attributed to car crashes. Drivers who have been convicted of DUI, had at least one speeding ticket and […]

You’ve probably seen the words “pediatric dental” on your health insurance card, but what does it actually mean? Pediatric dental coverage is a key component of any health insurance plan and can help you and your family stay healthy. In this article, we’ll answer the question: what does it mean for pediatric dental to be […]

The definition of “American way” will determine whether or not a particular type of carrier does business in the American manner. There is no one accepted definition of the term. Some definitions would exclude state funds. Others would exclude mutuals and reciprocals. Other definitions would also exclude Lloyd’s of London. However, other definitions would include all carriers that do business […]

If you own a car, there’s a good chance you have AAA insurance. But do you know what your coverage includes? Does AAA insurance cover windshield replacement? In this blog post, we will answer this question and discuss the various types of coverage offered by AAA. We will also discuss why it is important to […]

This is a common misunderstood problem: how to correctly insure “subject to” property. It is obvious that the “Due on Sale (DOS)” clause will be invoked, and the mortgage company will call the note. Despite being complex, there are some common sense rules of thumb that usually apply. Be the “first named insurance” if you or your company […]

Making an insurance claim can be a daunting process, as there are a lot of uncertainties and unknowns. You want to make sure you’re asking all the right questions when it comes to making that claim, so that you know what to expect and can get the most out of your insurance policy. In this […]

This article does not address whether or not you should apply for Life Insurance Policies. It focuses more on what policies are available and the requirements for obtaining a policy. Long term life insurance plans will also be the focus of our discussion. Before we get into the details about policies, let’s first define what “Insurance” means. […]