Many people consider driving a necessity in their daily lives. Even in these hectic times, commutes remain a major factor. Many of us now find ourselves regretting the daily commute and wishing we had a reason to leave the house. Covid-19 had a significant impact on many aspects of our “normal” life. Drivers were forced to reevaluate […]
Category Archives: Finance Guide
30
Jan
Jan
Nonprofit directors and officers face significant personal liability if they fail to take appropriate steps to safeguard their personal assets, making D&O insurance an indispensable safeguard. Liability policies vary significantly by insurer; here, we highlight some key issues. Coverage Nonprofit organizations must consider multiple forms of insurance to safeguard both themselves and those they employ, […]
30
Jan
Jan
Life insurance proceeds generally don’t pass through probate as they are distributed directly to their designated beneficiary who considers it theirs. But in instances in which a policy beneficiary has died or been lost to us, does that alter how our life insurance payout is distributed? What is Probate? Probate is the legal process wherein […]
30
Jan
Jan
However, temporary coverage may still be available through non-owner policies, rental cars or being added as a driver onto another person’s policy. Temporary car insurance should only ever be purchased under special circumstances; otherwise it may be more economical and efficient to simply buy an annual policy and cancel it when no longer necessary. Renting […]
30
Jan
Jan
Why switch car insurance policies? Switching insurance can be for various reasons, including moving, adding a new driver, or finding a lower rate. You can switch providers at any time; however, in order to ensure continuity of coverage during a transition process. Your policy provider may require cancellation in a certain timeframe in order to […]
30
Jan
Jan
If you are unable to pay your bills, purchasing life insurance can be a great way of providing financial protection for your loved ones. Term life insurance is a cost-effective option that provides coverage for a limited time. Every person’s financial situation and life insurance needs are different. Therefore, the coverage required will vary. Buying term life […]
30
Jan
Jan
When it comes to employee benefits, Publix is definitely at the top of the list. In fact, they’ve been named one of the best companies to work for multiple times in recent years. One of the many benefits Publix offers its part-time employees is health insurance. So, does Publix offer health insurance to part-time employees? […]
30
Jan
Jan
All states in the United States, with the exception New Hampshire, require drivers to have liability insurance to legally drive. Although collision and comprehensive coverage is optional for nearly all drivers, they are available. Collision coverage Collision covers damage to your vehicle that results from collisions with objects (e.g. a telephone pole or guard rail, a […]
30
Jan
Jan
A classic car insurance company can offer special insurance that offers many benefits to collector car owners. Although companies that specialize in antique cars insurance may offer greater coverage, with lower premiums, there are some limitations. There are many things to consider when selecting an antique auto insurance provider. It is crucial that you do your research […]
30
Jan
Jan
Flood insurance can be purchased separately from homeowners insurance. It is usually purchased through the Federal Flood Insurance Program (NFIP ), but more private options are available. Flood insurance is just part of Massachusetts life. Massachusetts is constantly flooded by floodwaters. It’s important to learn how flood insurance works, what it costs, and how to file a claim in […]