Category Archives: Finance Guide

More than 55% of Lexington’s 324,000 inhabitants are homeowners. This means that Lexington residents will be looking for affordable homeowners insurance. The average cost of home insurance is $1,381 for $250,000 of dwelling coverage. This is slightly higher than the national average of $13,312. Lexington is an affordable and safe city. However, it can be expensive to overlook […]

Wrap up insurance is a type of insurance that provides coverage for an entire project or development. It can be used for new construction, renovations, or even special events. Wrap up insurance typically includes general liability coverage, but can also include other types of coverage like property damage, workers’ compensation, and more. So how much […]

It can be difficult to recall everything you own when you are in a hurry. We accumulate a lot over the years. It is difficult to recall everything you own in an emergency. An inventory of your home can save you time and help you get through an emergency. An inventory will provide easy proof of ownership to […]

If you’re like most pet owners, you want to do everything you can to make sure your furry friend is healthy and happy. But sometimes, even the best intentions aren’t enough. Pets can get sick or injured just like people, and pet insurance can help offset the high cost of veterinary care. But what if […]

Even the most diligent policyholders can let their homeowner’s insurance lapse. Your coverage may be affected by a missed payment or an oversight on your insurance bill. It’s easy to do: pay your past due insurance bill and your coverage will be restored. It is risky to let your home insurance lapse and should be avoided. Even if […]

If you’re like most people, you probably have insurance for your home and your car. But what about your RV? Who provides insurance for full time RVers? The answer may surprise you. There are actually a few different options out there for those who choose to full time RV. In this blog post, we will […]

A life insurance policy can be a smart way to protect your loved ones. Laura Adams, an insurance expert, says that the right type of life insurance can protect the financial health of the people you love, such as your spouse, children, or parents. You can ensure your spouse’s ability to pay your home’s mortgage, and that […]

Long term care insurance contracts are a type of insurance that helps to cover the cost of long term care. Long term care is a type of care that is typically needed by those who are unable to perform activities of daily living on their own, such as bathing, dressing, or eating. A qualified long […]

San Diego is a desirable place to live because of its beautiful beaches and sunny climate. However, the city’s geographical location makes it more vulnerable to natural disasters such as earthquakes, wildfires, and landslides. Proper insurance coverage may be an important part of your financial plan if you’re one of the 53.3% homeowners. San Diego’s average annual cost for […]

One of the most common questions people have when they start shopping for life insurance is “How much do I need?” It’s a good question, but not one that’s easily answered. The truth is, there’s no magic number that works for everyone. The amount of life insurance you need depends on many factors, including your […]