Category Archives: Finance Guide

Average cost of car insurance in Idaho

Idaho’s cost of living is very low compared to other states. This holds true for Idaho’s auto insurance rates. Idaho’s average car insurance cost is $307 annually for minimum coverage and $1,045 for full coverage. These rates are considerably lower than the national average for car insurance. The average U.S. rate is $565 for minimum coverage and $1674 for full coverage. What […]

Health Savings Accounts and Chiropractic Care

The culture of Western medicine dominates the healthcare industry in America. The industry’s leaders are hospitals and doctors. Health insurance is a way to cover them. One reason why chiropractic care isn’t often covered by insurance is because of the long history of discrimination against chiropractors by doctors. Numerous research studies have proven that chiropractic care is […]

What Document Describes An Insured Medical History?

Patient or Guarantor medical histories provided to hospitals for billing purposes usually contain details regarding diagnoses or procedures performed, person responsible for payment (ie Patient or Guarantor), as well as insurance provider contact details. Some insurers require family medical histories on proposal forms for health and life insurance, in order to assess your risk and […]

How Much Is It To Pull A Tooth Without Insurance?

Tooth extraction can be a costly affair, and if you don’t have insurance, it can be downright expensive. In fact, pulling a tooth without insurance is actually more than twice as expensive as pulling teeth with insurance. That’s why it’s important to investigate your coverage options before getting your teeth pulled—you may be surprised at […]

How to Bill Medical Insurance

Medical billers work daily to process healthcare claims. This involves translating clinical information from medical records into procedure and diagnosis codes that insurance payers can review. Medical billers ensure each claim is compliant, meaning it contains all relevant and accurate information. They do this by verifying whether the code corresponds with the service and deductible […]