Category Archives: Finance Guide

Understanding how insurance companies operate is essential before you sign up for insurance. We have created a detailed explanation of the Insurance Companies Business Model. It is based on research on the internet and conversations with friends who are experts in the field. Let’s break down the model into its components. Underwriting and investing Claim Marketing Investments […]

Nashville’s average driver pays $1361 annually for full coverage car insurance, and $411 per year for minimal coverage. Some carriers have lower rates than others for the Tennessee auto insurance you need to purchase. In 2019, there were 32.992 car accidents in Davidson County, Nashville. In Tennessee, crashes are quite common. To protect drivers from financial and legal responsibility, all residents […]

Geico stands for Government Employees Insurance Company. It was founded in 1936 and sold insurance to military personnel and government employees. It is now a subsidiary Berkshire Hathaway’s Warren Buffet and covers more than 28 million vehicles. It is the 2nd-largest carrier in terms of insurance policies written (7%). Geico is often ranked #1 in Bankrate’s Best Car Insurance Reviews for the cheapest coverage. […]

In 2018, Kentucky saw 158,171 car accidents that resulted in 670 deaths. The Kentucky Transportation Center data showed that collisions declined by 2 percent in 2018, but drivers are still at high risk from car accidents. Kentucky drivers are required to have car insurance. This provides legal and financial protection in the case of an accident. To […]

Gap insurance is important for Pennsylvania drivers who have a car loan or lease. Pennsylvania gap insurance provides drivers with more financial protection in the event of theft or total loss than comprehensive and collision coverage. Many of the top car insurance companies offer gaps insurance. What is gap insurance? General Asset protection (or “Gap”) insurance covers the difference between […]

New Orleans is a popular tourist destination and Louisiana’s largest city. The state’s three million cars are attributed to the Big Easy. Additionally, the dangerous road conditions and severe weather can increase the likelihood of traffic fatalities. There were 4936 car accidents that resulted in one or more injuries and 42 fatalities in New Orleans in 2019. In recent years, […]

Texas is subject to hurricanes and windstorms every year. In 2020, Hurricane Hanna struck Padre Island. It brought severe hurricane conditions to South Texas. The storm ended with rainfall of 12 inches in certain areas. This caused insured losses of $350 million to $400 millions in Texas. Wind damage is typically covered by standard homeowners insurance policies. Your home insurance […]

Are claims filed by chiropractors more likely to be a result of health care fraud than those made by other healthcare professionals? According to various news sources, the majority of reported health care fraud convictions or charges against chiropractors have not been found. Fraud and abuse are common in all health care professions, including Chiropractic, Medicine, […]

In 2019, there were 80.636 car accidents in Minnesota. This resulted in 27,260 deaths and 364 injuries. Despite a decrease in fatalities, drunk driving, distracted driving, and speed-related accidents still pose a problem on Minnesota’s roads. Minnesota drivers are required to have car insurance. This protects them financially and legally from common liabilities. Minnesota’s car insurance laws should […]

Today, there is a lot of misinformation about consumer electronics and the way it is handled by insurance companies. Many people believe that their consumer electronics are covered by homeowners and renters insurance. They often discover that their assumptions don’t hold true… when they make claims. Yes, some property is covered. There are many limitations and exclusions […]