Category Archives: Finance Guide

Have you been waiting for an insurance adjuster to call you back? If so, it might be worth your while to wait just a bit longer. Insurance companies are notorious for being slow in their claims resolution, and this is especially true when it comes to claims involving property damage. In fact, the average insurance […]

Pearle Vision is one of the largest optical retail chains in the U.S. with hundreds of eyecare locations that specialize in customer service excellence and accept most major vision insurance plans. Eye exams are essential to overall health, helping detect potentially life-threatening issues like glaucoma early. From scheduling an appointment or purchasing new glasses, Pearle […]

What is a Comprehensive Glass Policy? A comprehensive glass policy is an insurance policy that covers different kinds of glass products that can be broken or damaged. Comprehensive glass policies cover a wider range of manufactured glass products that standard policies, which usually only cover plate glass. It also provides coverage whether the glass was damaged or destroyed accidentally or deliberately. It […]

Alcoholism, also known as alcohol abuse disorder (AUD),, is a medical condition that causes impairment in the ability to control or stop alcohol use despite adverse occupational, social or health consequences. It is defined by the National Institute on Alcohol Abuse and Alcoholism. The United States has approximately 15,000,000 alcoholics. An estimated 36% of them are in recovery. The […]

Insurance is a necessary part of our economy. Without it, businesses would be forced to close, and people would be left without protection from the risks of life. But what happens if the government cuts taxes? Does that mean there’s a tax cut on having insurance? In this article, we will explore the answer to […]

Most states mandate drivers demonstrate financial responsibility for accidents by purchasing car insurance; others allow drivers to fulfill this requirement through other methods, such as paying a bond or making cash deposits. New York requires that all drivers carry both Liability coverage and Personal Injury Protection (PIP). You can also opt for uninsured/underinsured motorist coverage […]

If you’re like most people, you probably think of Miata cars as being something special. After all, they’re just fun to drive and look cool. So, when you get a ticket in your Miata, you might be wondering if it’s worth insurance. The good news is that the answer to this question may surprise you. […]

Understanding your flood zone is essential to making informed decisions regarding whether or not to purchase flood insurance. FEMA uses flood zones to identify areas at increased risk of flooding. If your property lies within an A, A1-A30, AE or VE flood zone, your mortgage lender may require that you purchase flood insurance as a […]

Your move to California was not without difficulties. It’s good to have car insurance, but it seems like your insurer has a different opinion about your “totaled car”. Car insurance is important for many reasons. There are a few reasons you should have car insurance. Safety and financial risk prevention are two of the most important. California has […]

Insurance companies consider your driving history when determining your rates. Higher rates may be due to things like accidents and speeding tickets. A DUI conviction can make your driving record more important than minor incidents, such as a speeding ticket. What does a DUI do to your insurance rates? Illinois and other states will make you a […]