Category Archives: Finance Guide

How do I make an insurance claim? IT’S TIME TO GET ORGANIZED! What about a loss that isn’t your fault like a car accident? It’s not too late to organize! Start a File After your loss, you must immediately create a new file. You can buy a cardboard folder that looks like an accordion and store lots of paperwork. You […]

If you have suffered an injury and require crutches, you may be wondering if your insurance covers the cost. After all, crutches are not cheap and can put a strain on your finances. Understanding what is covered by your insurance policy can help alleviate some of that stress. In this blog post, we’ll explore the […]

After a car accident or other property damage, the insurance company usually sends an estimate of the cost of repairs. But reading this estimate can be confusing and often overwhelming. In this blog post, we will go over the basics of what to look for when receiving an estimate from your insurance company and how […]

Many contractors don’t realize how important it is to publish their insurance bid specifications each year. This will allow you to interrogate the market and save you a lot of money. This is true for Liability, Auto, Property, and Workers Compensation Insurance. 1. The bid specifications must include all information required by the broker to create a quotation. […]

Have you ever been in a car accident, only to find out that the other driver’s insurance company is dragging their feet? It can be an incredibly frustrating situation, and one that many drivers have experienced. Unfortunately, dealing with insurance companies isn’t always a simple process; they don’t always work quickly or efficiently. So what […]

When it comes to medical insurance, there are a lot of options out there and it can be difficult to navigate through them all. One such option worth considering is Guarantor Medical Insurance (GMI). But who is GMI and what do they offer? In this blog post, we’ll be taking an in-depth look at Guarantor […]

Your employer may pay your full salary if you become ill as an employee. Employers must provide statutory sick leave for most employees up to 28 weeks. However, this will likely be much less than your full earnings. You would likely have to rely upon state benefits after that. Some employers offer group income protection insurance as […]

This could be covered by insurance. This is why you should have insurance. Are you aware that a poor-defended Tax investigation can bankrupt you Are you sure this is not possible? ? OK. Let’s move on to the answers. – That was another question! Let me now answer these questions in reverse order… First, don’t think that a thorough tax investigation […]

Driving without insurance is a class 2 offense in South Dakota. A judge will decide the severity of penalties for each driver. Drivers can expect to pay a minimum of $100, 30 days in jail, or both, as well as a license suspension for not following South Dakota’s financial responsibility laws. They must also file proof of insurance, […]

Everyone needs insurance. It’s a way of protecting yourself and your family from the financial losses that can come with unexpected tragedy or illness. The best way to find out what insurance you’re eligible for is to check your eligibility. But how can you do this? In this blog post, we will guide you through […]