Category Archives: Finance Guide

Mobile Phone Insurance – Have Your Mobile Phone Covered

In today’s world, mobile phone insurance is essential. According to police and insurance companies, theft and loss of mobile phones has been on the rise since 2006. The latest figures show that nearly 3,500 phones have been lost or stolen from buses, trains and cafes each month, while 1,200 mobiles are damaged by water. Another 400,000 mobile […]

Can My Employer Pay My Health Insurance Premium?

Under the Affordable Care Act, all full-time employers and their dependents are mandated to offer health coverage to employees and dependents. Employers have various options available to them for providing this coverage for their employees. In this article, we’ll look at three great strategies available to small businesses: health reimbursement arrangements (HRAs), employer-sponsored plans and […]

What Is A Mutual Insurance Holding Company?

Mutual insurance companies have long been a staple of the insurance industry, offering customers protection and access to risk management solutions. But with the rise of new business models that are rapidly transforming the sector, many organizations are turning to mutual insurance holding companies (MIHCs) as a way to drive growth. So what is an […]

Incorporating Business Insurance in Risk Management – Even for Small Businesses

Most successful businesses are involved in risk management at some point. Assessing and managing risk can be done in a number of ways. It is an integral part of most businesses’ basic planning. No matter your business, no matter who you may be, avoid risk management is risky. Why insurance exists in first place It is important to […]

Who Can Provide Skilled Nursing Care Quizlet Insurance?

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]