Category Archives: Finance Guide

Employee health insurance is a critical part of any business. And setting up the right system for it can be just as tricky. Whether you’re a small business owner, or an experienced professional, this blog post will help you understand the basics of how to set up employee health insurance in QuickBooks. We’ll go over […]

Gap insurance is a valuable form of coverage that many people are unfamiliar with, but can be an invaluable resource in certain situations. Does Prestige Financial Services offer this kind of coverage? In this article, we will explore the different types of gap insurance offered by Prestige Financial Services and what makes them different from […]

It’s often a puzzle to me, as an insurance agent for many years. Why don’t people buy sensible protection? Why not “self-insure” large risks instead of purchasing affordable protection? Here are my top 10 reasons people don’t purchase insurance. 1. It is not necessary. Although you may be required to purchase insurance by a bank loan, business contract […]

Professional Indemnity Insurance Your professional indemnity insurance covers you against legal liability for any losses that your customers suffer as a result your negligent advice. Legally, professional indemnity is required for certain professions such as accounting, law, and financial services. It is also common in other areas, such as publishing, management, computer consultancy, engineering, and design. A professional […]

You should make sure that your car insurance policy covers you if your vehicle is involved in an accident or for breakdown. Marks & Spencer Money’s research revealed that only one fifth of the motorists who took their cars to holiday had purchased the right coverage in case their car broke down. Only a third […]

Under the Affordable Care Act, all full-time employers and their dependents are mandated to offer health coverage to employees and dependents. Employers have various options available to them for providing this coverage for their employees. In this article, we’ll look at three great strategies available to small businesses: health reimbursement arrangements (HRAs), employer-sponsored plans and […]

When it comes to planning for the future, life insurance may be one of your first considerations. But when it comes time to make a claim, how long will it take for you to get paid? The answer is not so simple—it depends on the type of policy you have and the process you need […]

Many self-employed people in Dallas, Houston, and other parts of Texas find that health insurance is not something they can afford. Many people who work for themselves will say that they can’t afford to be sick. Period.” They don’t even think of the term “sick days” in their heads. Many of these self-employed, or “perma­lancers” or “perma­temps”, have […]

Personal auto policies don’t include rideshare insurance. This is something you should consider if your company uses Uber and Lyft as drivers. It is common to believe that rideshare insurance is not covered by your employer-provided car insurance or any other commercial insurance. This is because you may need it when you pick up passengers and […]

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]