Many people think of real estate agents as people who are always on the lookout for new properties. However, this isn’t always the case. In fact, many real estate agents spend a lot of their time doing commercial auto insurance (CAI) work. What is CAI? Simply put, it’s insurance that real estate agents can carry […]
Category Archives: Finance Guide
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An insurance binder is temporary proof of coverage while you wait for the official issuance of your homeowner insurance policy. Certain types of insurance coverage are necessary for you to purchase a home. Your insurer will issue you a home insurance binder if you don’t have standard insurance coverage. A home insurance binder, also known as bind coverage or bind coverage, is […]
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If you’re like most people, you probably have health insurance through your job. But what if you don’t? What if you’re self-employed? Or what if you only have coverage for specific medical procedures? In some cases, you may be able to add a surrogate to your health insurance plan. That said, it’s important to understand […]
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Earthquakes are a scary thing–almost everyone feels some degree of anxiety or fear when it comes to the prospect of an earthquake. After all, what if your house collapses and you’re trapped under rubble? But did you know that earthquakes can also have a negative impact on your wallet? In California, for example, earthquakes can […]
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If you work in the real estate industry, you may be wondering if real estate brokers are required to carry workers compensation insurance. In short, the answer is yes – but it depends on the state in which you work. Each state has different requirements when it comes to workers compensation, so it’s important to […]
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Car insurance is one of the most essential household items. Not only does it protect you and your vehicle in the event of an accident, but it can also help cover costs such as repairs or lost wages if you are involved in a crash. But what happens if you get into an accident that […]
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If you’re like most people, you probably don’t think much about rental houses. After all, they’re just places you stay when you vacation or move. But what if something bad happened in a rental house? For example, what if the tenant was injured in a fall and couldn’t live in their home any longer? Or […]
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For many people, the idea of life insurance is something that only applies to young adults. After all, what good is insurance if you’re not going to use it? But that’s not the case for everyone over 50. In fact, if you are over 50 and have a solid retirement plan in place, life insurance […]
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Do you have knob and tube wiring in your home? If so, you may be wondering if you can get insurance on your property. The answer is yes, but it depends on a few factors. In this blog post, we’ll explore the ins and outs of getting insurance on your house with knob and tube […]
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What’s the last thing you did before leaving on your vacation? Probably packed your bags and made sure your passport was in order. But have you ever stopped to think about what would happen if something went wrong while you were away? Fortunately, most of us don’t have to worry about it. In fact, most […]