Every auto accident is different. A car that is damaged by a rock hitting the windshield and cracking it, or a vehicle that is completely destroyed, injuring the driver, are two different types of accidents. These categories are used by insurance companies to determine what damages a driver is eligible for. These are the four types […]
Category Archives: Finance Guide
USAA was established in 1922 by a group made up of military officers who wanted to insure their cars. USAA is a member-only insurer that only deals with military personnel and their families. USAA was ranked fifth in the 2020 National Association of Insurance Commissioners survey on auto insurance premiums. It also held a 6% market share. AAA memberships are only […]
It was inevitable that this day would come sooner than expected. Your child is now a teenager driver after he or she has gone from a little boy to a teen driver. Although this sounds terrifying in theory, there are steps you can take to make it a positive experience for your child and keep them safe. […]
Recent 69% homeownership was an all-time record in Ft. Worth, Texas. Ft. Worth Home insurance is not mandatory. However, there are many perils that can make your home or property susceptible to damage, including flooding, wildfires, and sinkholes. For a $250,000 home, the average Fort Worth home insurance rate is $2,355 per annum. You can protect your valuable asset by finding […]
The auto insurance industry has always been a stronghold for data collection and management. Due to the ever-increasing sophistication of in-vehicle electronics, and the widespread availability of wireless connectivity, the auto insurance industry faces a significant transformational challenge. The incorporation of digital technology in cars has allowed for the development and implementation of sophisticated electronic management […]
It is important to know whether your vehicle requires a statutory inspection. It is normal to assume that a vehicle will fall into one of these two categories when buying a car. The vehicle may be brand-new, or relatively recent. As such, it probably doesn’t need a statutory inspection. It will usually have a manufacturer guarantee that […]
Charleston’s homeownership rate is 62%. This is slightly lower than the 66% national average. Charlestonians pay $1,213 annually for a house with $250,000 coverage. This is lower than the average of $13,312 per annum. Charleston is prone to flooding, and homeowner policies should be carefully considered. It is possible to get the best homeowners insurance for Charleston, despite the many challenges Mother Nature presents. […]
It is very common to lease a vehicle. The pricing and packages for leasing vehicles have become quite competitive. You should carefully review the insurance requirements in your lease agreement. There are many requirements. Unknowingly, you could be charged thousands of dollars if you don’t understand a clause. Insurance to Protect You An auto accident can cause […]
Homeowners insurance can also be governed by the old Texas adage “everything in Texas is bigger”.Texas ranks seventh in the costliest state for homeowners insurance. The average premium for homeowners insurance is $1,863 per annum for $250,000 of dwelling coverage.Based on a comparison between quoted annual premiums from Quadrant Information Services. This is 42% more than […]
People tend to only consider life insurance when they reach their senior years. This means they might miss out on coverage and premiums that are cheaper when they’re younger. A lifetime of coverage may be available with the best life insurance that can adjust to your changing needs. Life insurance is a valuable part of financial planning if you […]