Category Archives: Finance Guide

As a resident of North Carolina, you may know that the Wright Brothers made the first successful powered flight near Kitty Hawk, NC in 1903. You could purchase a homeowners policy, which would have covered damages due to falling objects such as poorly-built planes made by bicycle manufacturers, when the policy was first introduced in September 1950. Renters […]

The recent economic slowdown, as shown by all indicators (except those used by George Bush), has caused SUV and car owners to resort to arson to pay off their debts. This is not a new phenomenon, but car arson (or torching), and insurance fraud are both well-established. It is seen as a direct correlation with the […]

Life insurance death benefits may be distributed in various ways, such as lump sum, installments or an annuity. Some permanent policies also feature cash value accumulation and nonforfeiture provisions. Policyholders often name a beneficiary who will receive the death benefit when someone passes. This enables heirs to pay outstanding debts, funeral costs and taxes before […]

When it comes to medical insurance, understanding the details of your policy can be a daunting task. From deductibles to premiums and so much more, there is a lot of information to digest and understand. One key piece of information you should know about is the medical insurance group number. What exactly is a medical […]

Under the Affordable Care Act, all full-time employers and their dependents are mandated to offer health coverage to employees and dependents. Employers have various options available to them for providing this coverage for their employees. In this article, we’ll look at three great strategies available to small businesses: health reimbursement arrangements (HRAs), employer-sponsored plans and […]

Are you thinking of signing up for Kaiser insurance? Or maybe you already have it and are just curious how much it costs each month? Either way, we have answers! Kaiser health insurance plans can range from basic coverage to more comprehensive benefits, so the cost of any plan will vary depending on what type […]

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]

If you are in the market for a credit card, you may be exploring options to find the best one for your needs. One of the features that can really make or break a card is rental car insurance coverage. If you’re considering signing up for Capital One Venture Card, you’re likely wondering if this […]

Job security can seem like a pipedream in today’s chaotic marketplace. How can you ensure your job security in a world of stock market chaos, downsizing and layoffs? You can create employment insurance by learning to communicate effectively your personal brand at work. These are some tips to help you build your personal brand and ensure that […]

Dependent upon the nature of your incident, you may need to file multiple insurance claims at once. A good plan will make this easier while helping ensure you receive the fairest settlement. Adjusters may attempt to dismantle your claim with tactics like delaying, lowballing and gaslighting. Here are six things you should keep in mind […]