Insurance companies use credit score to set car insurance premiums. This is because data that indicates a person’s ability manage financial affairs can often be a good indicator as to whether or not they will generate more or less insurance claims. This assumed risk is addressed by carriers who adjust their premiums. When applying for auto insurance, most […]

A new home purchase can be one the most exciting moments in your life. Protecting your investment with homeowners coverage can be a smart idea. Home insurance can help you feel secure knowing that losses and certain damages are covered. You might not know what to do if you suffer losses. Bankrate’s insurance team spoke to experts to gain the best advice […]

The Insurance Information Institute shows that drivers with lower credit scores are more likely than others to file a claim with car insurance providers. Your credit score will impact the price of your premium, even if you don’t live in California, Hawaii, or Massachusetts. It isn’t as easy as just looking for a company that offers low credit car […]

Tempe, Arizona car insurance is $672 per annum for minimum coverage and $1,671 for full coverage. Phoenix could have had an impact on the data. Getting quotes based on your ZIP code can help you save money. Tempe’s best car insurance company Bankrate compared top Tempe providers to find the best. Geico USAA USAA may be […]

Your credit score can have an impact on the price of your car insurance, even if you don’t live in California, Hawaii, or Massachusetts. There have been many studies that show people with lower credit scores are more likely than those with good credit to file large claims. Kentucky residents looking to lower their premiums might want to […]

A low credit score will make it statistically more likely that you file an auto insurance claim. California, Hawaii, and Massachusetts are the only states that allow insurance companies credit scores to be used in calculating premiums. This means that most drivers’ credit scores have an impact on their car insurance premiums. However, this does not mean […]

The Insurance Information Institute states that drivers with lower credit scores pay more car insurance, because they tend to file more claims. Your credit score can have an impact on the price of your car insurance, except if you are located in California, Hawaii, or Massachusetts, where insurance companies cannot use it as a factor when calculating premiums. […]

Children are often killed by being left in cars all around the globe, including in the United States. Although hot car deaths can occur anywhere and can often be unintentionally, they can be prevented by better education and awareness. This information is vital to your survival as the U.S. experiences warmer temperatures. Safety statistics for hot […]

People are aware of the importance of having good credit when buying a home or financing a vehicle. Your credit score will determine the interest rate that you might be required to pay. A lower credit score can also impact your car insurance premiums. According to the National Association of Insurance Commissioners, carriers use information from your credit […]

Every year, nearly 40,000,000 cars are being sold. The main factors that influence the price of your car include its mileage, interior and exterior conditions, location, make, model, year, and the make and model. Actual cash value (ACV), which is the actual value of a vehicle, may be used by insurance companies to calculate how much they will […]