Uninsured motorist statistics and facts

The Department of Motor Vehicles requires that you have car insurance in order to legally drive on U.S. roads. But not all drivers need this coverage. If they’re involved in an accident with a car, it can be a problem. Despite the decline in uninsured drivers, many drivers still don’t have the minimum insurance that they require. Statistics on […]

The difference between homeowners insurance and hazard insurance

Many homeowners think only about their homeowners coverage when they purchase a home or after experiencing a loss. It isn’t always easy to understand your policy, especially when you’re under stress or under pressure. The most common question is: Is hazard coverage the exact same as homeowners’ insurance? This distinction is easy, if you’ve ever thought about it. Is homeowners insurance the exact […]

How a speeding ticket impacts your insurance in Texas

Texas has more than 13,000,000 licensed drivers. This is the second-highest number of drivers on Texas’ roads, after California. It’s no surprise that many Texas drivers speed off the roads. Speeding tickets can result in more than a fine and missed work day. Texas drivers who receive speeding tickets or other traffic citations can increase their car insurance premiums. […]

Guaranteed Issue Life Insurance: No Medical Exam Required

In exchange for skipping the exam, be prepared for high premiums and a low death benefit, or payout. A guaranteed issue life policy, also known as no-medical exam life insurance or no medical underwriting, is a permanent insurance policy that provides life insurance with no medical underwriting. To qualify for coverage, you don’t need to answer […]

7 Best Life Insurance Companies for Seniors

Here are the best life insurance companies for seniors looking for coverage. You don’t have to be older to get the right life insurance policy. Although the cost of insurance can rise with age, many insurers will still accept older adults even if they aren’t in their best health. Here are our top picks for seniors looking […]