How Long to Keep Expired Insurance Policies?

Maintain your insurance documents until any claims are settled – this applies for car, home and business policies alike. Claims-made insurance policies must be kept for an indefinite period (or until their tail period elapses), while liability policy claims may arise even long after its term has ended. Therefore, both should remain active. Home insurance […]

Do You Sue The Insurance Company Or The Policy Holder?

Dealing with insurance claims can be a complicated and stressful process. When an accident or incident occurs, it’s natural to want to seek compensation for damages or injuries. But when it comes down to filing a lawsuit, many people are unsure whether they should sue the insurance company or the policyholder. Understanding the difference between […]