As much Uninsured Motorist (“UM”) coverage as you can afford on your auto policy. What UM protects: Your family’s uninsured motorist coverage covers you for damages and losses caused by an underinsured or uninsured driver. Why Substantial UM Coverage is Important: There are many reasons why you should have UM coverage. Inexpensive: UM coverage can […]

Although they have only a few years driving experience, 20-year-olds still pay high annual premiums. The average cost of full coverage car insurance for 20-year-olds is $3,795 per year. For 20-year olds, car insurance can be expensive. However, understanding how your premium is calculated and what you could do to reduce it might help you make your coverage affordable. […]

Hawaii’s car insurance laws may be slightly different from those in other states. Hawaii is a state that does not have to be liable for your car’s damages. However, there are a few complexities to this system. The first is that the no-fault part applies only to injuries and not to property damage. While all drivers must still have […]

Florida rentals account for more than 33% of Sunshine State residents, who are typically required to have renters insurance to satisfy the lease agreement. But more than just a requirement, renters insurance offers valuable financial protections for your personal property at relatively low monthly costs. Florida renters insurance costs about $15 monthly, or $185 per year, according to the latest data from […]

Car insurance in West Virginia is required for all vehicle owners. Driving without insurance in West Virginia can result in stiff penalties. This includes possible suspension of your license and removal of vehicle registration. You can make informed decisions about your coverage by understanding the Mountain State’s car insurance requirements and the possible penalties for not meeting them. […]

Driving without car insurance in Washington can lead to fines and a license suspension. Lying about insurance, on the other hand, is a misdemeanor and can land you in jail. The purpose of car insurance is to protect the finances of the insured if an accident happens. With possible fines of up to $1,000 for driving […]

Full coverage is a preferred or mandatory form of car insurance coverage. Although car insurance companies may have some differences when it comes to what is included, full coverage insurance typically means that your auto insurance policy includes coverage for damage to your own vehicle as well as coverage for the damages and injuries that you cause to […]

Driving without car insurance in Vermont will cost you. There are many administrative steps that must be taken to correct the situation. In Vermont, there are not only fines for driving without insurance. These are time-consuming and will result in additional costs and financial penalties. Vermont requires minimum insurance Vermont law requires that drivers maintain certain levels of auto liability […]

First-time drivers can learn about insurance and what it entails to get affordable car insurance from the best companies. New drivers are often considered high-risk by insurance companies due to their inexperience behind the wheel. New drivers can get multiple quotes to find the best rates and coverage for their car insurance. New drivers need car insurance […]

The average annual cost for Pennsylvania’s nearly 9 million drivers is $427 for minimum coverage, and $1,476 to insure full coverage. Finding the best car insurance could also mean finding the lowest car insurance. According to Bankrate’s research, Penn National and Geico have the lowest average rates for full coverage and minimum coverage. These top picks […]