Mortgage companies frequently include homeowners insurance payments into monthly mortgage payments through an escrow account to reduce risk to themselves by guaranteeing timely property tax and home insurance payments. At closing, insurance and property tax payments, along with private mortgage insurance (PMI), are placed into an escrow account by lenders for payment as they become […]

Guaranty associations are created in each state to protect consumers in the event of insurer insolvency and provide them with support, as well as facilitate assessments from insurers who do business within that state. All approved insurers are legally obliged to participate in at least one state guaranty association regardless of where their cooperate office […]

Have you ever stopped to think about how many different types of insurance there are? From car insurance to life insurance, health insurance and more, the list can seem endless. One type of insurance you may have overlooked is vision insurance. Often referred to as “eye care” or “vision care”, vision insurance is a type […]

Buying a car is a big decision and so it’s important to ensure that you’re properly protected if anything goes wrong. But what if you are borrowing someone else’s car? How do you make sure that it is insured? In this blog post, we will discuss the various options for insuring someone else’s car when […]

Whether you are buying your first car, or have been driving for years, evaluating insurance options can be overwhelming. One of the biggest questions that comes up when people look at car insurance is whether they should get collision coverage on an older car. In this article, we will discuss the pros and cons of […]

After being involved in an accident, many people are quick to worry about how much their car insurance will go up. It’s important to understand that your car insurance premium will likely increase after filing a claim. The amount of the increase will depend on a number of factors and can vary widely depending on […]

In the insurance industry, it is essential to understand the customer’s needs and wants in order to provide them with the best service possible. This can be a challenge, especially when companies are operating in a new and unfamiliar market. Malaysia is one such market that has seen an influx of insurers in recent years, […]

If you’ve been involved in a car accident caused by another driver, you may be wondering if the other driver’s insurance company will provide you with a rental car while you wait for your car to be repaired. Safety Insurance is one of the leading providers of auto insurance in Massachusetts, and they have several […]

With the tax season looming, many of us are looking for ways to minimize the amount we owe in taxes. But do you know that life insurance payouts can also be subject to taxation? In this blog post, we’ll discuss whether or not you need to report life insurance on your taxes and what kind […]

It’s hard to know how much a medical procedure will cost without insurance – especially when it comes to tests like blood tests. Blood tests can provide a comprehensive look at your health, giving you valuable insight into any underlying conditions. But without insurance, the cost of such tests can be daunting. In this blog […]